Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,754 (2026).

What school district is this property in?

This property is in the 2142 - St. Louis County school district.

How long has this property been on the market?

This property has been listed for 159 days.

Listed at

$325,000

$395/sqft

5327 Pine Island

5327 Pine Island, Tower, MN, 55790

2 Bedrooms1 Bathroom823 Square Feet2.6 Acres

Days on market159

Year built2004

ParkingOff Site

TypeResidential

Est. $6,750buyer credit when you buy with SODL

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About this home

Picturesque cabin on beautiful Lake Vermilion. 823 SF with 2 bed, 1 bath, loft area, open living room/kitchen area, and deck to enjoy your morning coffee or watch the loons in the bay. Sitting on 2.6 wooded acres with 304ft of lakeshore, this cabin has all of the Vermilion features you’re looking for: rock outcroppings, island living, wooded barrier for seclusion, proximity to Trout Lake access, and east facing shoreline for sunset views. Currently used as a seasonal retreat but could easily be used in winter with the addition of a heated line to the lake and insulated/heated crawlspace. Cabin is wired for electric baseboard heat. Lake water system and private septic. Being sold furnished along with 1990 Mirrorcraft Ultra Pro with 115HP Yamaha. Pack your bags and come enjoy your own cabin this summer! Seller financing available.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2004

LevelsOne

Living area823 sqft

Above-grade finished823 sqft

Below-grade finished0 sqft

Lot size2.6 acres (459x263)

Days on market159

ListedApr 22, 2026

MLS #NST7060442

CountySt. Louis

Parcel #665004600080

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 3/4
Heating: Space Heater
Cooling: None
Appliances: Range, Refrigerator

Property

Levels / stories: One
Garage: 0
Parking features: Off Site
Patio & porch: Deck
Exterior features: Wood
View: Bay

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block, Slab · 684 sqft
Roof: Asphalt
Year built: 2004

Utilities

Water: Lake Water
Sewer: Tank with Drainage Field
Fuel: Other

Community & HOA

HOA: No HOA
School district: 2142 - St. Louis County
High school district: St. Louis County

Financial & listing details

Annual tax: $2,754 (2026)
Listed: Apr 22, 2026
Days on market: 159 · 1 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths0

3/4 baths1

Half baths0

1/4 baths0

BasementCrawl Space

HeatingSpace Heater

CoolingNone

AppliancesRange, Refrigerator

AccessibilityNone

Exterior & lot

ExteriorWood

RoofAsphalt

FoundationBlock, Slab

Foundation area684 sqft

Patio/porchDeck

Lot featuresIsland/Peninsula

ZoningResidential-Single Family

Utilities

Water sourceLake Water

SewerTank with Drainage Field

FuelOther

Parking & garage

ParkingOff Site

Garage spaces0

Garage size0 sqft

Financial details

Annual taxes$2,754

Tax year2026

Taxes w/ assessments2754

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2142 - St. Louis County

District number2142

District phone2187498130

High schoolSt. Louis County

SODL flat fee brokerage

$6,750Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,750

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,046/mo

Principal & interest$1,708

Property taxes$230

Home insurance (est.)$108

Down payment

$65,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.