Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,477 (2026).

What school district is this property in?

This property is in the 2142 - St. Louis County school district.

How long has this property been on the market?

This property has been listed for 47 days.

Listed at

$449,500

$545/sqft

5250 Mud Creek Road

5250 Mud Creek Road, Ely, MN, 55731

2 Bedrooms1 Bathroom825 Square Feet1.1 Acres

Days on market47

Year built1971

ParkingGravel

TypeResidential

Est. $10,485buyer credit when you buy with SODL

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About this home

Secluded Lake Vermilion Log Cabin Retreat W/Old Fashioned Encl Front Porch, Panoramic Island Studded Views, Set On 110 Ft South Facing Pebble Shoreline, located off well maintained Mud Creek Rd between Tower & Ely, just ¼ mile paddle to BWCA. 825 SF, 2 BR, updated kitchen & bath. Vaulted ceiling, wlkout foundation for storage, maintenance-free metal roof. Kitchen, living & dining w/wrap around windows open to view, lake breezes, loon calls. One level retreat w/gradual slope to dock, lakefront deck, open area for activities, and firepit stone patio at waters edge. Room to build garage. Pick blueberries off your hillside, relax & watch eagles from your living room or catch Walleyes right off your dock! Walk in sandy swimming!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1971

LevelsOne

Living area825 sqft

Above-grade finished825 sqft

Below-grade finished0 sqft

Lot size1.1 acres (1895x108)

Days on market47

ListedAug 12, 2026

MLS #NST7125425

CountySt. Louis

Parcel #665001004883

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 3/4
Heating: Space Heater
Cooling: None
Appliances: Dishwasher, Electric Water Heater, Range, Refrigerator

Property

Levels / stories: One
Parking features: Gravel
Patio & porch: Covered, Enclosed, Front Porch, Glass Enclosed, Porch, Screened
Exterior features: Log
View: Lake, Panoramic, South, West
Waterfront: Lake Front

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Log
Foundation: Block · 825 sqft
Roof: Metal
Year built: 1971

Utilities

Water: Private
Sewer: Private Sewer
Fuel: Electric
Electric: 100 Amp Service

Community & HOA

HOA: No HOA
School district: 2142 - St. Louis County
High school district: St. Louis County

Financial & listing details

Annual tax: $2,477 (2026)
Tax with assessments: 2562
Listed: Aug 12, 2026
Days on market: 47 · 22 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths0

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Crawl Space, Walkout

HeatingSpace Heater

CoolingNone

AppliancesDishwasher, Electric Water Heater, Range, Refrigerator

DiningLiving/Dining Room

AmenitiesCeiling Fan(s), Dock, Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Porch, Panoramic View, Vaulted Ceiling(s)

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Bedroom

Exterior & lot

ExteriorLog

RoofMetal

FoundationBlock

Foundation area825 sqft

Patio/porchCovered, Enclosed, Front Porch, Glass Enclosed, Porch, Screened

Lot featuresBWCA Access, Irregular Lot, Tree Coverage - Heavy

Road frontageCounty Road, Unpaved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourcePrivate

SewerPrivate Sewer

FuelElectric

Parking & garage

ParkingGravel

Garage spaces0

Financial details

Annual taxes$2,477

Tax year2026

Taxes w/ assessments2562

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2142 - St. Louis County

District number2142

District phone2187498130

High schoolSt. Louis County

SODL flat fee brokerage

$10,485Estimated buyer credit

SODL platform fee $3,000Your buyer credit $10,485

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,719/mo

Principal & interest$2,362

Property taxes$206

Home insurance (est.)$150

Down payment

$89,900

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.