Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,056 (2025).

Does this home have a garage?

Yes, this home has a 5-car garage.

How long has this property been on the market?

This property was listed for 25 days.

Pending

$395,000

$190/sqft

523 Main Street N

523 Main Street N, Saint Michael, MN, 55376

4 Bedrooms2 Bathrooms2,076 Square Feet0.677 Acres

Days on market25

Year built1983

Garage spaces5

TypeResidential

Est. $8,850buyer credit when you buy with SODL

About this home

Very rare large lot with 3 car heated detached garage within the city limits!! Easy access to where you need to go!! Walkout master bath with heated floors...new carpet upstairs and on stairs, new light in kitchen, new fan in lower level bathroom, new back service door in garage and shingles and siding new in 2024...lots to love here. Hurry...under 400k with all this is difficult to find!!

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Home facts

Property typeResidential

Year built1983

LevelsFour or More Level Split

Living area2,076 sqft

Above-grade finished1,226 sqft

Below-grade finished850 sqft

Lot size0.677 acres (.677 acres)

Days on market25

ListedFeb 2, 2026

MLS #NST7015284

CountyWright

Parcel #114500111409

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: Four or More Level Split
Garage: 5 spaces · 720 sqft
Parking features: Attached Garage, Detached Garage
Lot size: 0.677 acres
Lot dimensions: .677 acres
Lot features: Irregular Lot, Tree Coverage - Medium

Construction

Property type: Residential
Construction materials: Frame
Foundation: 1,128 sqft
Roof: Age 8 Years or Less, Asphalt, Pitched
Year built: 1983

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

HOA: No HOA
School district: St. Michael-Albertville

Financial & listing details

Annual tax: $4,056 (2025)
Listed: Feb 2, 2026
Days on market: 25
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementFinished

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

AppliancesDishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer

DiningInformal Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Window, Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level

Exterior & lot

RoofAge 8 Years or Less, Asphalt, Pitched

Foundation area1,128 sqft

Lot featuresIrregular Lot, Tree Coverage - Medium

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Detached Garage

Garage spaces5

Garage size720 sqft

Financial details

Annual taxes$4,056

Tax year2025

Taxes w/ assessments4056

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2320

District phone7634973180

High schoolSt. Michael-Albertville

SODL flat fee brokerage

$8,850Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,850

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,546/mo

Principal & interest$2,076

Property taxes$338

Home insurance (est.)$132

Down payment

$79,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.