Sold / Closed
$400,000

Sold price · Closed May 1, 2026

$181/sqft

Terrace Hills 3rd Add

145 Terrace Road NE, Saint Michael, MN, 55376
3  Bedrooms2  Bathrooms2,208  Square Feet0.278  Acres
Days on market32
Year built2006
Garage spaces3
TypeResidential
Est. $9,000buyer credit when you buy with SODL

About this home

Welcome Home! This move-in ready home features stylish updates, a private backyard with no rear neighbors, and clean, modern finishes throughout. The white kitchen, doors, and trim create a bright and inviting feel. The upper level offers luxury vinyl plank flooring (2022) in the kitchen, living, and dining areas, along with quartz countertops on the kitchen surround and island (2022). The lower-level family room features new LVP flooring (2025) and a cozy gas fireplace. Additional updates include new carpet on the stairs (2024), updated upstairs bathroom flooring (2022), and a maintenance-free deck (2023). Lennox furnace (2019).

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2006
LevelsSplit Entry (Bi-Level)
Living area2,208 sqft
Above-grade finished1,174 sqft
Below-grade finished1,034 sqft
Lot size0.278 acres (90x135)
Days on market32
ListedFeb 24, 2026
MLS #NST7023061
CountyWright
SubdivisionTerrace Hills 3rd Add
Parcel #114105002040

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
3 spaces · 840 sqft
Parking features
Attached Garage, Asphalt, Finished Garage, Garage Door Opener, Insulated Garage
Patio & porch
Composite Decking, Deck
Exterior features
Stone, Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block
Foundation
Block · 1,174 sqft
Roof
Age Over 8 Years, Asphalt
Year built
2006

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Terrace Hills 3rd Add
HOA
No HOA
School district
885 - St. Michael-Albertville
High school district
St. Michael-Albertville

Financial & listing details

Annual tax
$3,778 (2025)
Listed
Feb 24, 2026
Days on market
32
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Drain Tiled, Finished, Full, Sump Basket, Sump Pump
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryIn Basement, Gas Dryer Hookup, Lower Level, Laundry Room
AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Refrigerator, Washer, Water Softener Owned
DiningInformal Dining Room, Kitchen/Dining Room
AmenitiesCable, Ceiling Fan(s), Deck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Paneled Doors, Satellite Dish, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone

Exterior & lot

ExteriorStone, Vinyl
RoofAge Over 8 Years, Asphalt
FoundationBlock
Foundation area1,174 sqft
Patio/porchComposite Decking, Deck
Road frontageCity Street, Cul De Sac, Curbs, Paved Streets, Sidewalks, Street Lights, Storm Sewer
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Finished Garage, Garage Door Opener, Insulated Garage
Garage spaces3
Garage size840 sqft

Financial details

Annual taxes$3,778
Tax year2025
Taxes w/ assessments3778
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District885 - St. Michael-Albertville
District number885
District phone7634973180
High schoolSt. Michael-Albertville
SODL flat fee brokerage
$9,000Estimated buyer credit
SODL platform fee $3,000Your buyer credit $9,000

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,550/mo
Principal & interest$2,102
Property taxes$315
Home insurance (est.)$133
%
$80,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

145 Terrace Road NE, Saint Michael, MN, 55376

Listing information

MLS #NST7023061
StatusClosed
Last updatedMay 4, 2026, 5:58 PM
Originally listedFeb 26, 2026, 12:00 AM
Listing officeExit Realty Nexus

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.