Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,152 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 446 days.

Listed at

$225,000

$119/sqft

First Add

521 4th Street, Saint James, MN, 56081

3 Bedrooms2 Bathrooms1,896 Square Feet0.34 Acres

Days on market446

Year built1976

Garage spaces2

TypeResidential

Est. $3,750buyer credit when you buy with SODL

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About this home

Welcome home to this charming rambler on a spacious corner lot in the heart of Saint James! From the moment you walk in, you'll feel the warmth and care throughout—this home features tasteful, modern paint colors and a welcoming layout that instantly puts you at ease. Enjoy the convenience of single-level living with 3 comfortable bedrooms, a full main bathroom, a dedicated laundry room, and a convenient half bath—all thoughtfully located on the main floor to make everyday living easy and comfortable. Need more space? The partially finished basement is full of potential and just waiting for you to make it your own—whether you envision a family room, home gym, hobby space, or extra storage. Outside, the corner lot provides extra yard space and great curb appeal, with plenty of room to garden, relax, or entertain. Whether you're looking to simplify or settle into a home that feels truly move-in ready, this one has so much to offer. Don't miss the opportunity to make this lovely Saint James home yours!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1976

LevelsOne

Living area1,896 sqft

Above-grade finished1,248 sqft

Below-grade finished648 sqft

Lot size0.34 acres (100' x 150')

Days on market446

ListedJul 8, 2025

MLS #NST6751873

CountyWatonwan

SubdivisionFirst Add

Parcel #202760200

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: Central Air
Basement: Block, Partially Finished, Sump Pump · 648 sqft finished

Property

Levels / stories: One
Garage: 2 spaces · 400 sqft
Parking features: Attached Garage
Lot size: 0.34 acres
Lot dimensions: 100' x 150'
Accessibility: None

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Vinyl Siding
Foundation: 1,248 sqft
Year built: 1976

Utilities

Water: City Water - In Street
Sewer: City Sewer - In Street

Community & HOA

Subdivision: First Add
HOA: No HOA
School district: St. James

Financial & listing details

Annual tax: $2,152 (2025)
Tax with assessments: 2190.0000
Listed: Jul 8, 2025
Days on market: 446 · 1 cumulative

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementBlock, Partially Finished, Sump Pump

HeatingForced Air

CoolingCentral Air

AccessibilityNone

Exterior & lot

Foundation area1,248 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water - In Street

SewerCity Sewer - In Street

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size400 sqft

Financial details

Annual taxes$2,152

Tax year2025

Taxes w/ assessments2190.0000

Assessment pendingYes

Down payment resourceY

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number840

District phone507-375-5974

High schoolSt. James

SODL flat fee brokerage

$3,750Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,750

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,437/mo

Principal & interest$1,182

Property taxes$179

Home insurance (est.)$75

Down payment

$45,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.