Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $176 (2024).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 654 days.

Listed at

$428,900

$201/sqft

Cambridge Cove

504 Spruce Court, Cambridge, MN, 55008

3 Bedrooms3 Bathrooms2,138 Square Feet0.18 Acres

Days on market654

Year built2024

Garage spaces2

TypeResidential

Est. $9,867buyer credit when you buy with SODL

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About this home

This beautiful 2-story home has plenty of room to enjoy! The Henry floor plan features 3 bedrooms and 2.5 bathrooms. The light & bright kitchen includes a full suite of stainless-steel kitchen appliances, wood cabinets and a granite-topped island overlooking the dining room & living room. There is also a large walk-in pantry. A flex room situated off the foyer offers a quiet space to work from home. Upstairs, 2 bedrooms each include a walk-in closet, plus a game room adds entertainment space. The owner’s suite has a soaker tub, walk-in shower, double-sink vanity & large walk-in closet. This home has an unfinished walkout basement!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built2024

LevelsTwo

Living area2,138 sqft

Above-grade finished2,138 sqft

Below-grade finished0 sqft

Lot size0.18 acres (171x66x158x66)

Days on market654

ListedDec 12, 2024

New constructionYes

MLS #NST6639947

CountyIsanti

SubdivisionCambridge Cove

Parcel #153220750

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 2 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Electric Water Heater, ENERGY STAR Qualified Appliances, Freezer, Microwave, Range, Refrigerator, Stainless Steel Appliances

Property

Levels / stories: Two
Garage: 2 spaces · 20x20 · 401 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener
Pool: None
Fencing: None
Lot size: 0.18 acres

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Brick Veneer, Engineered Wood, Shake Siding, Vinyl Siding
Foundation: 1,028 sqft
Roof: Age 8 Years or Less, Architectural Shingle, Asphalt
New construction: Yes

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Cambridge Cove
HOA: No HOA
School district: Cambridge-Isanti

Financial & listing details

Annual tax: $176 (2024)
Tax with assessments: 176.0000
Listed: Dec 12, 2024
Days on market: 654 · 163 cumulative

Interior details

Total bathrooms3

Full baths2

3/4 baths0

Half baths1

1/4 baths0

BasementDaylight/Lookout Windows, Drain Tiled, Drainage System, 8 ft+ Pour, Concrete, Walkout

HeatingForced Air

CoolingCentral Air

AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Electric Water Heater, ENERGY STAR Qualified Appliances, Freezer, Microwave, Range, Refrigerator, Stainless Steel Appliances

AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less, Architectural Shingle, Asphalt

Foundation area1,028 sqft

Lot featuresSod Included in Price

Road frontageCity Street, Cul De Sac, Curbs, Paved Streets, Sidewalks, Street Lights, Storm Sewer

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener

Garage spaces2

Garage size401 sqft

Financial details

Annual taxes$176

Tax year2024

Taxes w/ assessments176.0000

Assessment pendingUnknown

Down payment resourceY

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number911

District phone763-689-6188

High schoolCambridge-Isanti

SODL flat fee brokerage

$9,867Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,867

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,412/mo

Principal & interest$2,254

Property taxes$15

Home insurance (est.)$143

Down payment

$85,780

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.