Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $176 (2024).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 325 days.

Listed at

$438,900

$205/sqft

Cambridge Cove

504 Spruce Court, Cambridge, MN, 55008

3 Bedrooms3 Bathrooms2,138 Square Feet0.18 Acres

Days on market325

Year built2024

Garage spaces2

TypeResidential

Est. $10,167buyer credit when you buy with SODL

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About this home

Ask us about how to get builder paid closing costs! This beautiful 2-story home has plenty of room to enjoy! The Henry floor plan features 3 bedrooms and 2.5 bathrooms. The light & bright kitchen includes a full suite of stainless-steel kitchen appliances, wood cabinets and a granite-topped island overlooking the dining room & living room. There is also a large walk-in pantry. A flex room situated off the foyer offers a quiet space to work from home. Upstairs, 2 bedrooms each include a walk-in closet, plus a game room adds entertainment space. The owner’s suite has a soaker tub, walk-in shower, double-sink vanity & large walk-in closet. This home has an unfinished walkout basement on a large private lot within a cul de sac!

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Home facts

Property typeResidential

Year built2024

LevelsTwo

Living area2,138 sqft

Above-grade finished2,138 sqft

Below-grade finished0 sqft

Lot size0.18 acres (171x66x158x66)

Days on market325

ListedNov 7, 2025

New constructionYes

MLS #NST6815421

CountyIsanti

SubdivisionCambridge Cove

Parcel #153220750

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 2 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Electric Water Heater, ENERGY STAR Qualified Appliances, Freezer, Microwave, Range, Refrigerator, Stainless Steel Appliances

Property

Levels / stories: Two
Garage: 2 spaces · 20x20 · 401 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener
Pool: None
Fencing: None
Lot size: 0.18 acres

Construction

Property type: Residential
Construction materials: Concrete, Frame
Foundation: 1,028 sqft
Roof: Age 8 Years or Less, Architectural Shingle, Asphalt
New construction: Yes
Year built: 2024

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Cambridge Cove
HOA: No HOA
School district: Cambridge-Isanti

Financial & listing details

Annual tax: $176 (2024)
Listed: Nov 7, 2025
Days on market: 325 · 399 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths0

Half baths1

1/4 baths0

BasementDaylight/Lookout Windows, Drain Tiled, Drainage System, Concrete, Walkout

HeatingForced Air

CoolingCentral Air

LaundryGas Dryer Hookup, Laundry Room, Main Level, Washer Hookup

AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Electric Water Heater, ENERGY STAR Qualified Appliances, Freezer, Microwave, Range, Refrigerator, Stainless Steel Appliances

DiningKitchen/Dining Room

AmenitiesCeiling Fan(s), Ethernet Wired, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, In-Ground Sprinkler, Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level

Exterior & lot

RoofAge 8 Years or Less, Architectural Shingle, Asphalt

Foundation area1,028 sqft

Lot featuresSod Included in Price

Road frontageCity Street, Cul De Sac, Curbs, Paved Streets, Sidewalks, Street Lights, Storm Sewer

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener

Garage spaces2

Garage size401 sqft

Financial details

Annual taxes$176

Tax year2024

Taxes w/ assessments176

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2334

District phone7636896188

High schoolCambridge-Isanti

SODL flat fee brokerage

$10,167Estimated buyer credit

SODL platform fee $3,000Your buyer credit $10,167

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,468/mo

Principal & interest$2,307

Property taxes$15

Home insurance (est.)$146

Down payment

$87,780

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.