Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,064 (2025).

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property was listed for 9 days.

Pending

$159,900

$185/sqft

Maple Oaks 2nd Add

4676 109th Avenue, Clear Lake, MN, 55319

3 Bedrooms1 Bathroom864 Square Feet0.51 Acres

Days on market9

Year built1945

Garage spaces1

TypeResidential

Est. $1,797buyer credit when you buy with SODL

About this home

Great starter home featuring 3 bedrooms, 1 full bathroom, and main floor laundry on a 1/2 acre lot. Located across the street from the Briggs Chain of Lakes with Palmer Park directly behind the property. Single-stall detached garage plus additional storage building and chicken coop. New septic system, drilled well, and updated electrical panel in 2021

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1945

LevelsOne

Living area864 sqft

Above-grade finished864 sqft

Below-grade finished0 sqft

Lot size0.51 acres (96x225)

Days on market9

ListedJan 14, 2026

MLS #NST7007956

CountySherburne

SubdivisionMaple Oaks 2nd Add

Parcel #404050105

Facts & features

Interior

Bedrooms: 3
Bathrooms: 1
Bath breakdown: 1 full
Heating: Baseboard, Boiler, Hot Water
Cooling: None
Appliances: Dryer, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 1 space · 14x20 · 280 sqft
Parking features: Detached Garage, Gravel
Patio & porch: Deck
Other structures: Chicken Coop/Barn, Storage Shed
Lot size: 0.51 acres

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 864 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1945

Utilities

Water: Private
Sewer: Private Sewer
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Maple Oaks 2nd Add
HOA: No HOA
School district: St. Cloud

Financial & listing details

Annual tax: $1,064 (2025)
Listed: Jan 14, 2026
Days on market: 9
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementFull, Unfinished

HeatingBaseboard, Boiler, Hot Water

CoolingNone

LaundryLaundry Room, Main Level

AppliancesDryer, Range, Refrigerator, Washer

DiningEat In Kitchen

AccessibilityNone

Special features3 BR on One Level, All Living Facilities on One Level

Exterior & lot

RoofAge 8 Years or Less, Asphalt

Foundation area864 sqft

Patio/porchDeck

Road frontagePaved Streets, Township

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourcePrivate

SewerPrivate Sewer

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Gravel

Garage spaces1

Garage size280 sqft

Financial details

Annual taxes$1,064

Tax year2025

Taxes w/ assessments1064

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2249

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$1,797Estimated buyer credit

SODL platform fee $3,000Your buyer credit $1,797

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$982/mo

Principal & interest$840

Property taxes$89

Home insurance (est.)$53

Down payment

$31,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.