Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,132 (2025).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 92 days.

Listed at

$329,900

$705/sqft

4565 109th Avenue

4565 109th Avenue, Clear Lake, MN, 55319

2 Bedrooms1 Bathroom468 Square Feet0.26 Acres

Days on market92

Year built1948

Garage spaces1

TypeResidential

Est. $6,897buyer credit when you buy with SODL

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About this home

Welcome to life on the Briggs Lake Chain! This charming year-round cabin comes fully furnished and ready for you to enjoy. Featuring 2 bedrooms, 1 full bathroom, granite countertops, newer flooring and a private lakeside deck complete with an awning, this property is perfect for lakeside living or weekend getaways. Outside, you'll find a 14x22 detached garage, storage shed, and your own dock—all included. The cabin offers maintenance-free siding, a durable steel roof, trex deck and a level shoreline with a beautiful sandbar right out front, ideal for swimming and wading. Don't miss this rare opportunity to own a move-in-ready cabin on one of the most desirable lake chains in the area!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1948

LevelsOne

Living area468 sqft

Above-grade finished468 sqft

Below-grade finished0 sqft

Lot size0.26 acres (45x251)

Days on market92

ListedJul 2, 2025

MLS #NST6748482

CountySherburne

Parcel #404030330

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Baseboard
Cooling: Wall Unit(s)
Appliances: Microwave, Range, Refrigerator

Property

Levels / stories: One
Garage: 1 space · 22x14 · 308 sqft
Parking features: Detached Garage, Gravel
Patio & porch: Awning(s), Deck, Patio
Exterior features: Vinyl
View: East

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 468 sqft
Roof: Metal
Year built: 1948

Utilities

Water: Drilled, Well
Sewer: Holding Tank, Private Sewer
Fuel: Electric, Natural Gas

Community & HOA

HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $2,132 (2025)
Listed: Jul 2, 2025
Days on market: 92 · 69 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementCrawl Space

HeatingBaseboard

CoolingWall Unit(s)

AppliancesMicrowave, Range, Refrigerator

DiningEat In Kitchen

AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Window, Patio, Panoramic View

AccessibilityNo Stairs Internal

Special featuresMain Floor Bedroom

Exterior & lot

ExteriorVinyl

RoofMetal

FoundationBlock

Foundation area468 sqft

Patio/porchAwning(s), Deck, Patio

Lot featuresAccessible Shoreline, Tree Coverage - Medium

Road frontagePaved Streets, Township

Road responsibilityPublic Maintained Road

ZoningShoreline,Residential-Single Family

Utilities

Water sourceDrilled, Well

SewerHolding Tank, Private Sewer

FuelElectric, Natural Gas

Parking & garage

ParkingDetached Garage, Gravel

Garage spaces1

Garage size308 sqft

Financial details

Annual taxes$2,132

Tax year2025

Taxes w/ assessments2132

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$6,897Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,897

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,021/mo

Principal & interest$1,734

Property taxes$178

Home insurance (est.)$110

Down payment

$65,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.