Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,980 (2025).

What school district is this property in?

This property is in the 549 - Perham-Dent school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 104 days.

Listed at

$498,000

$404/sqft

Whispering Sands

45735 Whispering Sands Trail, Perham, MN, 56573

3 Bedrooms2 Bathrooms1,232 Square Feet0.503 Acres

Days on market104

Year built1995

Garage spaces3

TypeResidential

Est. $11,940buyer credit when you buy with SODL

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About this home

Welcome to lake life on Beautiful Big Pine Lake – just minutes from Perham! Year-Round Home on the highly sought-after Big Pine Lake. 4,728 acres of pristine waters. This private property offers 100 feet of Level frontage on a spacious lot, with hard sand Bottom. The property includes a fully furnished home with 3 bedrooms and 2 full baths. 2 Car attached and 1 car detached garage offers plenty of storage space. Recent updates include Steel Roof, New Windows, Updated Flooring, New Tankless on demand Water Heater, Reverse Osmosis Water System, and a Compliant Septic System. You don't want to miss this one. This home has been thoughtfully updated and most furnishings are included

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1995

LevelsOne

Living area1,232 sqft

Above-grade finished1,232 sqft

Below-grade finished0 sqft

Lot size0.503 acres (100 x 204 x 100 x 208.6)

Days on market104

ListedMar 5, 2026

MLS #NST7031461

CountyOtter Tail

SubdivisionWhispering Sands

Parcel #52000990468000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Water Osmosis System, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 3 spaces · 672 sqft
Parking features: Attached Garage, Detached Garage
Patio & porch: Deck
Exterior features: Vinyl
View: Lake

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Block · 1,232 sqft
Roof: Metal
Year built: 1995

Utilities

Water: Private, Well
Sewer: Other, Private Sewer, Tank with Drainage Field
Fuel: Natural Gas

Community & HOA

Subdivision: Whispering Sands
HOA: No HOA
School district: 549 - Perham-Dent
High school district: Perham-Dent

Financial & listing details

Annual tax: $2,980 (2025)
Listed: Mar 5, 2026
Days on market: 104 · 288 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementCrawl Space

HeatingForced Air

CoolingCentral Air

LaundryMain Level

AppliancesDishwasher, Dryer, Exhaust Fan, Gas Water Heater, Water Osmosis System, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

DiningInformal Dining Room

AmenitiesDeck

AccessibilityNone

Special featuresAll Living Facilities on One Level, Divided Bdr Flr Plan, Main Floor Primary, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorVinyl

RoofMetal

FoundationBlock

Foundation area1,232 sqft

Patio/porchDeck

Lot featuresAccessible Shoreline

Road frontageCounty Road

ZoningShoreline

Utilities

Water sourcePrivate, Well

SewerOther, Private Sewer, Tank with Drainage Field

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Detached Garage

Garage spaces3

Garage size672 sqft

Financial details

Annual taxes$2,980

Tax year2025

Taxes w/ assessments2980

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District549 - Perham-Dent

District number549

District phone2183464501

High schoolPerham-Dent

SODL flat fee brokerage

$11,940Estimated buyer credit

SODL platform fee $3,000Your buyer credit $11,940

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,032/mo

Principal & interest$2,617

Property taxes$248

Home insurance (est.)$166

Down payment

$99,600

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.