Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,338 (2026).

What school district is this property in?

This property is in the 473 - Isle school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 27 days.

Listed at

$419,900

$356/sqft

Sunset Bays

45327 Point Walk, Isle, MN, 56342

2 Bedrooms1 Bathroom1,180 Square Feet0.362 Acres

Days on market27

Year built1940

Garage spaces2

TypeResidential

Est. $9,597buyer credit when you buy with SODL

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About this home

Welcome to your lakeside retreat on the sought-after Sunset Bay of Mille Lacs Lake! This turn-key, fully furnished cabin offers an exceptional combination of breathtaking west-facing sunsets, a beautiful sugar sand beach, shallow shoreline, and a rare flat lot—perfect for relaxing, entertaining, or enjoying all that lake life has to offer. Whether you're looking for a year-round home, weekend getaway, or income-producing property, this home is ready to enjoy with an established short-term rental history. Inside, you'll find comfortable single-level living with an open-concept kitchen, dining, and living area designed to maximize the stunning lake views. A large bay window fills the living room with natural light while framing panoramic views of Mille Lacs, and a cozy gas fireplace provides the perfect gathering space year-round. The home features two bedrooms, an updated ¾ bathroom, and a loft that offers additional sleeping accommodations for family and guests. Recent improvements include new carpeting, a remodeled bathroom, new water heater, stove, washer, dryer, and TVs. A spacious mudroom connects the home to the attached garage, providing ample storage space for fishing gear, lake toys, or a workshop area. Spend your days swimming from the sandy shoreline, enjoying the gradual lake entry, launching your next fishing adventure, or simply unwinding while taking in some of Mille Lacs' most spectacular sunsets. This property is being sold As-Is and includes furnishings, making it a true move-in-ready opportunity.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1940

LevelsOne

Living area1,180 sqft

Above-grade finished1,180 sqft

Below-grade finished0 sqft

Lot size0.362 acres (200x75)

Days on market27

ListedJul 18, 2026

MLS #NST7111215

CountyMille Lacs

SubdivisionSunset Bays

Parcel #058040520

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 3/4
Heating: Baseboard, Ductless Mini-Split, Other
Cooling: Ductless Mini-Split
Appliances: Dishwasher, Dryer, Microwave, Other, Refrigerator

Property

Levels / stories: One
Garage: 2 spaces · 528 sqft
Parking features: Attached Garage, Garage Door Opener, Heated Garage, Storage
Patio & porch: Patio
Exterior features: Vinyl
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Other · 1,180 sqft
Roof: Metal
Year built: 1940

Utilities

Water: Well
Sewer: Septic System Compliant - Yes
Fuel: Natural Gas

Community & HOA

Subdivision: Sunset Bays
HOA: No HOA
School district: 473 - Isle
High school district: Isle

Financial & listing details

Annual tax: $3,338 (2026)
Listed: Jul 18, 2026
Days on market: 27 · 5 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths0

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingBaseboard, Ductless Mini-Split, Other

CoolingDuctless Mini-Split

Fireplaces1

LaundryMain Level

AppliancesDishwasher, Dryer, Microwave, Other, Refrigerator

DiningEat In Kitchen

AmenitiesCeiling Fan(s), Dock, Kitchen Center Island, Main Floor Primary Bedroom, Natural Woodwork, Patio, Tile Floors, Washer/Dryer Hookup

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl

RoofMetal

FoundationOther

Foundation area1,180 sqft

Patio/porchPatio

Lot featuresAccessible Shoreline, Property Adjoins Public Land

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerSeptic System Compliant - Yes

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Garage Door Opener, Heated Garage, Storage

Garage spaces2

Garage size528 sqft

Financial details

Annual taxes$3,338

Tax year2026

Taxes w/ assessments3338

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District473 - Isle

District number473

District phone3206763146

High schoolIsle

SODL flat fee brokerage

$9,597Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,597

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,625/mo

Principal & interest$2,207

Property taxes$278

Home insurance (est.)$140

Down payment

$83,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.