Listed at
$679,000
$415/sqft

Mcgowan Estates

44556 Mcgowan Estates Road, Ottertail, MN, 56571
2  Bedrooms3  Bathrooms1,636  Square Feet1.021  Acres
Days on market156
Year built2001
Garage spaces3
TypeResidential
Est. $17,370buyer credit when you buy with SODL
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About this home

Rare opportunity to own a premier spot on Rush Lake! This property offers incredible potential, situated perfectly at the end of a quiet, dead-end paved road. Boasting 100 feet of lakeshore and over an acre of land, the setting features a paved driveway and a full irrigation system to keep the grounds pristine. The main cabin includes an attached garage and brand-new patio doors that look out toward the water. Inside, the lower level is a blank canvas, already roughed-in with framing and electrical, ready for you to finish into a spacious 3,000 square foot 4-bedroom, 3-bath retreat tailored to your exact vision. The property also includes an insulated two-bedroom bunkhouse with its own garage, providing excellent additional space for guests. Whether you are looking for a seasonal getaway or a year-round residence, this is a chance to secure a high-end location and finish it exactly how you want. Quotes have been completed for a 15' channel and full rush removal.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2001
LevelsSplit Entry (Bi-Level)
Living area1,636 sqft
Above-grade finished1,536 sqft
Below-grade finished100 sqft
Lot size1.021 acres (100X375)
Days on market156
ListedApr 23, 2026
MLS #NST7056548
CountyOtter Tail
SubdivisionMcgowan Estates
Parcel #53000990509000

Facts & features

Interior

Bedrooms
2
Bathrooms
3
Bath breakdown
1 full / 2 3/4
Heating
Dual Fuel/Off Peak
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Washer, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
3 spaces · 900 sqft
Parking features
Attached Garage, Asphalt, Heated Garage, Insulated Garage
Patio & porch
Deck, Patio
Exterior features
Cedar
Other structures
Garage(s), Bunk House

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block
Foundation
Block · 1,536 sqft
Roof
Age Over 8 Years
Year built
2001

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Electric, Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Mcgowan Estates
HOA
No HOA
School district
549 - Perham-Dent
High school district
Perham-Dent

Financial & listing details

Annual tax
$2,672 (2025)
Listed
Apr 23, 2026
Days on market
156 · 184 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths2
Half baths0
1/4 baths0
BasementBlock, Drain Tiled, Egress Window(s), Storage Space
HeatingDual Fuel/Off Peak
CoolingCentral Air
LaundryElectric Dryer Hookup, Washer Hookup
AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Washer, Water Softener Owned
DiningKitchen/Dining Room
AmenitiesDeck, Main Floor Primary Bedroom, Patio, Panoramic View, In-Ground Sprinkler, Washer/Dryer Hookup
AccessibilityWheelchair Ramp(s)
Special featuresMain Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorCedar
RoofAge Over 8 Years
FoundationBlock
Foundation area1,536 sqft
Patio/porchDeck, Patio
Lot featuresTree Coverage - Medium
Road frontageTownship
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Heated Garage, Insulated Garage
Garage spaces3
Garage size900 sqft

Financial details

Annual taxes$2,672
Tax year2025
Taxes w/ assessments2672
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District549 - Perham-Dent
District number549
District phone2183464501
High schoolPerham-Dent
SODL flat fee brokerage
$17,370Estimated buyer credit
SODL platform fee $3,000Your buyer credit $17,370

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,017/mo
Principal & interest$3,568
Property taxes$223
Home insurance (est.)$226
%
$135,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

44556 Mcgowan Estates Road, Ottertail, MN, 56571

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Listing information

MLS #NST7056548
StatusActive
Last updatedMay 5, 2026, 2:25 PM
Originally listedApr 24, 2026, 5:00 PM
Listing officeReal Broker, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.