Listed at
$698,000
$310/sqft

McGowan Estates

44528 McGowan Estates Rd, Ottertail, MN, 56571
3  Bedrooms2  Bathrooms2,248  Square Feet0.8  Acres
Days on market43
Year built1990
Garage spaces2
TypeResidential
Est. $17,940buyer credit when you buy with SODL
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About this home

SUGAR-SAND BEACH ON RUSH LAKE! Enjoy the best of Lake Life with this year-round home on 101 Ft of Beautiful Sugar-Sand Frontage on Rush Lake, set on a Spacious & Perfectly Level 0.80-Acre Lot just 7 minutes from Ottertail and 10 minutes from Perham. The true highlight of this property is the Flat, Level Yard all the way to the water’s edge, paired with a Pristine Beachfront that avoids the constant weed and reed maintenance often found on Rush Lake. Inside, the 3 Bed, 2 Bath home offers 3,624 SqFt, a Warm Cabin Feel, and Sweeping Lake Views from nearly every room. The main level features a spacious Living Room with Gas Fireplace, a Knotty Pine Kitchen with Center Island, and direct walk-out access to the standout 359 SqFt Maintenance-Free Deck overlooking the water and large backyard. Two Bedrooms, a Full Bath, and convenient Laundry Closet complete the main floor. Downstairs, the fully finished Walk-Out Basement adds a 3rd Bedroom, 2nd Bath, Utility Room, and a large Family Room/Entertainment Space with walk-out access to the concrete patio. Outside, enjoy beautiful landscaping, ample room for gardens and recreation, a landscaped Firepit for warm summer nights, and a 24x48 Detached Garage offering excellent space for parking, storage, and projects. A rare Rush Lake property with Level Elevation, Sugar-Sand Shoreline, and Year-Round Living!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1990
LevelsOne
Living area2,248 sqft
Above-grade finished1,208 sqft
Below-grade finished1,040 sqft
Lot size0.8 acres (102 x 355 x 101 x 335)
Days on market43
ListedMay 18, 2026
MLS #NST7062163
CountyOtter Tail
SubdivisionMcGowan Estates
Parcel #53000990506000

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
2 3/4
Heating
Forced Air, Fireplace(s), Radiant
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 24 x 48 · 1,152 sqft
Parking features
Detached Garage, Asphalt, Electric, Garage Door Opener, Storage
Patio & porch
Composite Decking, Deck, Front Porch, Patio, Porch
Exterior features
Stone, Wood
Other structures
Garage(s)

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Concrete, Frame
Foundation
Wood · 1,208 sqft
Roof
Asphalt
Year built
1990

Utilities

Water
Drilled, Private, Well
Sewer
Private Sewer, Tank with Drainage Field
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
McGowan Estates
HOA
No HOA
School district
549 - Perham-Dent
High school district
Perham-Dent

Financial & listing details

Annual tax
$3,241 (2026)
Tax with assessments
3326
Listed
May 18, 2026
Days on market
43 · 23 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths0
3/4 baths2
Half baths0
1/4 baths0
BasementFull
HeatingForced Air, Fireplace(s), Radiant
CoolingCentral Air
Fireplaces1
LaundryLaundry Closet, Lower Level, Laundry Room, Main Level
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningEat In Kitchen, Informal Dining Room, Kitchen/Dining Room
AmenitiesCable, Ceiling Fan(s), Deck, Dock, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Porch, Panoramic View, In-Ground Sprinkler
AccessibilityOther
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStone, Wood
RoofAsphalt
FoundationWood
Foundation area1,208 sqft
Patio/porchComposite Decking, Deck, Front Porch, Patio, Porch
Lot featuresAccessible Shoreline, Tree Coverage - Light
Road frontageNo Outlet/Dead End, Paved Streets, Township
Road responsibilityPublic Maintained Road
ZoningShoreline,Residential-Single Family

Utilities

Water sourceDrilled, Private, Well
SewerPrivate Sewer, Tank with Drainage Field
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Electric, Garage Door Opener, Storage
Garage spaces2
Garage size1,152 sqft

Financial details

Annual taxes$3,241
Tax year2026
Taxes w/ assessments3326
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District549 - Perham-Dent
District number549
District phone2183464501
High schoolPerham-Dent
SODL flat fee brokerage
$17,940Estimated buyer credit
SODL platform fee $3,000Your buyer credit $17,940

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,171/mo
Principal & interest$3,668
Property taxes$270
Home insurance (est.)$233
%
$139,600
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

44528 McGowan Estates Rd, Ottertail, MN, 56571

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Listing information

MLS #NST7062163
StatusClosed
Last updatedJul 2, 2026, 9:28 PM
Originally listedMay 18, 2026, 10:40 AM
Listing officeJack Chivers Realty
Co-listing officeJack Chivers Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.