Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,028 (2025).

Does this home have a garage?

Yes, this home has a 6-car garage.

How long has this property been on the market?

This property has been listed for 193 days.

Listed at

$380,000

$292/sqft

4445 20th Street

4445 20th Street, Fort Ripley, MN, 56449

3 Bedrooms2 Bathrooms1,300 Square Feet14.89 Acres

Days on market193

Year built1975

Garage spaces6

TypeResidential

Est. $8,400buyer credit when you buy with SODL

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About this home

Don't miss this three bedroom, two bath home on 15 acres with a beautiful hilltop setting—perfect for a hobby farm! The walkout basement offers room to add a family room and 2 more bedrooms, giving you the opportunity to build instant equity. Updates in the last 10 years include newer windows, siding, some flooring, brand new roof in 2026, new Deck in 2026, updated plumbing, furnace, and a 100+ gallon off-peak water heater. Enjoy outdoor living with two decks overlooking the peaceful countryside. The 40x60 pole barn features a cement floor and finished ceiling, ideal for animals, equipment, or a workshop. Property also includes a permanent deer stand and two established food plots for the hunter or wildlife enthusiast. Country living awaits!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1975

LevelsOne

Living area1,300 sqft

Above-grade finished1,300 sqft

Below-grade finished0 sqft

Lot size14.89 acres (1250x520)

Days on market193

ListedMar 17, 2026

MLS #NST7033730

CountyCrow Wing

Parcel #90300515

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: Wall Unit(s)
Appliances: Dishwasher, Dryer, Electric Water Heater, Fuel Tank - Owned, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 6 spaces · 40x56 · 2,240 sqft
Parking features: Detached Garage, Gravel, Multiple Garages
Patio & porch: Deck
Pool: None
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Concrete, Frame
Foundation: 1,300 sqft
Roof: Architectural Shingle
Year built: 1975

Utilities

Water: 4-Inch Submersible, Drilled, Private, Well
Sewer: Private Sewer, Tank with Drainage Field
Fuel: Oil
Electric: Circuit Breakers, 100 Amp Service

Community & HOA

HOA: No HOA
School district: Brainerd

Financial & listing details

Annual tax: $2,028 (2025)
Listed: Mar 17, 2026
Days on market: 193 · 14 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementBlock, Partially Finished, Walkout

HeatingForced Air

CoolingWall Unit(s)

LaundryLaundry Closet, Main Level

AppliancesDishwasher, Dryer, Electric Water Heater, Fuel Tank - Owned, Microwave, Range, Refrigerator, Washer

DiningInformal Dining Room

AmenitiesDeck, Kitchen Window, Natural Woodwork, Panoramic View

AccessibilityNone

Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

RoofArchitectural Shingle

Foundation area1,300 sqft

Patio/porchDeck

Lot featuresTree Coverage - Light

Road frontageCounty Road

Road responsibilityPublic Maintained Road

ZoningAgriculture,Residential-Single Family

Utilities

Water source4-Inch Submersible, Drilled, Private, Well

SewerPrivate Sewer, Tank with Drainage Field

FuelOil

Parking & garage

ParkingDetached Garage, Gravel, Multiple Garages

Garage spaces6

Garage size2,240 sqft

Financial details

Annual taxes$2,028

Tax year2025

Taxes w/ assessments2028

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number896

District phone2184546900

High schoolBrainerd

SODL flat fee brokerage

$8,400Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,400

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,293/mo

Principal & interest$1,997

Property taxes$169

Home insurance (est.)$127

Down payment

$76,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.