Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,177 (2026).

What school district is this property in?

This property is in the 181 - Brainerd school district.

Does this home have a garage?

Yes, this home has a 6-car garage.

How long has this property been on the market?

This property was listed for 104 days.

Sold / Closed

$524,900

Sold price · Closed Sep 14, 2026

$365/sqft

3915 S Sebie Lake Road

3915 S Sebie Lake Road, Fort Ripley, MN, 56449

2 Bedrooms2 Bathrooms1,440 Square Feet23.37 Acres

Days on market104

Year built2011

Garage spaces6

TypeResidential

Est. $12,747buyer credit when you buy with SODL

About this home

Discover the perfect blend of privacy, recreation, and versatility with this exceptional property on Sebie Lake (Little Nokasippi). Set on 23 wooded acres, this year-round retreat offers the ideal setting for peaceful country living, a hobby farm, home-based business, workshop, or simply room to enjoy the outdoors. The single-level 2-bedroom, 2-bath home features comfortable main-floor living with in-floor heat, a wood-burning fireplace, and a covered porch overlooking the tranquil landscape. A separate bedroom area provides flexible space for guests, extended family, or a private office. A major highlight is the incredible outbuilding space. The detached 28x40 garage offers year-round parking and storage, while the impressive 40x63 shop/building includes an additional bedroom and bathroom, making it ideal for a workshop, equipment storage, hobbies, or other business opportunities (subject to local zoning). An RV hookup and dump station make hosting visitors easy. The property is designed for those who appreciate the outdoors. Explore your own wooded trails, enjoy birdwatching, gather around a campfire, hunt deer or ducks, or tend the fenced apple trees and expansive garden space. The lake offers boating, fishing, kayaking, and peaceful waterfront enjoyment. Low-maintenance metal siding and roofing allow more time to enjoy everything this property has to offer. Conveniently located between Brainerd/Baxter and Little Falls, you'll enjoy rural privacy while remaining close to shopping, restaurants, healthcare, and services. Nearby attractions include ATV and snowmobile trails, golf courses, the Mississippi River, Fort Ripley, farmers markets, and countless lakes for year-round recreation. Whether you're searching for a full-time country home, a recreational getaway, or a property with the space and flexibility to support your lifestyle, hobbies, or business dreams, this unique Sebie Lake property offers an exceptional opportunity to live, work, and play in the heart of Central Minnesota.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2011

LevelsOne

Living area1,440 sqft

Above-grade finished1,440 sqft

Below-grade finished0 sqft

Lot size23.37 acres (735x1328x967x1380)

Days on market104

ListedApr 21, 2026

MLS #NST7058960

CountyCrow Wing

Parcel #63360517

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Dual Fuel/Off Peak, In-Floor Heating
Cooling: Window Unit(s)
Basement: None · 0 sqft finished

Property

Levels / stories: One
Garage: 6 spaces · 28x40 · 1,120 sqft
Parking features: Detached Garage, Gravel, Garage Door Opener, Multiple Garages, RV Access/Parking
Exterior features: Metal
View: Lake
Waterfront: Lake Front

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Slab · 1,440 sqft
Year built: 2011

Utilities

Water: Drilled
Sewer: Mound Septic, Septic System Compliant - Yes
Fuel: Electric, Propane, Wood
Electric: Circuit Breakers

Community & HOA

HOA: No HOA
School district: 181 - Brainerd
High school district: Brainerd

Financial & listing details

Annual tax: $3,177 (2026)
Tax with assessments: 3452
Listed: Apr 21, 2026
Days on market: 104
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingDual Fuel/Off Peak, In-Floor Heating

CoolingWindow Unit(s)

Fireplaces1

DiningKitchen/Dining Room

AccessibilityNo Stairs External, No Stairs Internal

Exterior & lot

ExteriorMetal

FoundationSlab

Foundation area1,440 sqft

ZoningOther

Utilities

Water sourceDrilled

SewerMound Septic, Septic System Compliant - Yes

FuelElectric, Propane, Wood

Parking & garage

ParkingDetached Garage, Gravel, Garage Door Opener, Multiple Garages, RV Access/Parking

Garage spaces6

Garage size1,120 sqft

Financial details

Annual taxes$3,177

Tax year2026

Taxes w/ assessments3452

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District181 - Brainerd

District number181

District phone2184546900

High schoolBrainerd

SODL flat fee brokerage

$12,747Estimated buyer credit

SODL platform fee $3,000Your buyer credit $12,747

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,198/mo

Principal & interest$2,759

Property taxes$265

Home insurance (est.)$175

Down payment

$104,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.