Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,096 (2025).

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 209 days.

Listed at

$215,000

$137/sqft

431 E 13th Street

431 E 13th Street, Saint Charles, MN, 55972

3 Bedrooms2 Bathrooms1,570 Square Feet0.355 Acres

Days on market209

Year built1880

Garage spaces1

TypeResidential

Est. $3,450buyer credit when you buy with SODL

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About this home

Discover the perfect blend of comfort and convenience in this 1,570 sq. ft. home. Designed for easy living, this 3-bedroom, 2-bathroom residence features a highly sought-after main-floor bedroom and laundry—no more hauling baskets up and down stairs! Move-In Ready Updates: Enjoy peace of mind with a new roof (2024), vinyl-clad windows, and fresh flooring in two rooms (2025). A cozy main-level living space with a eat-in kitchen makes daily life a breeze. Relax in your private backyard, fully enclosed by a wood privacy fence (2020). Nestled in a quiet, friendly neighborhood within walking distance to two schools, the local golf course, restaurants, and shopping. Complete with a 574 sq. ft attached garage, this charming home is ready for its next chapter. Don’t miss out—schedule your showing today!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1880

LevelsOne and One Half

Living area1,570 sqft

Above-grade finished1,570 sqft

Below-grade finished0 sqft

Lot size0.355 acres (74 x 209)

Days on market209

ListedMar 3, 2026

MLS #NST7029963

CountyWinona

Parcel #290000990

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dryer, Range, Refrigerator, Washer

Property

Levels / stories: One and One Half
Garage: 1 space · 574 sqft
Parking features: Attached Garage
Patio & porch: Deck
Lot size: 0.355 acres
Lot dimensions: 74 x 209

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,074 sqft
Year built: 1880

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

HOA: No HOA
School district: St. Charles

Financial & listing details

Annual tax: $2,096 (2025)
Listed: Mar 3, 2026
Days on market: 209 · 9 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementUnfinished

HeatingForced Air

CoolingCentral Air

LaundryMain Level

AppliancesDryer, Range, Refrigerator, Washer

DiningEat In Kitchen, Kitchen/Dining Room

AmenitiesDeck, Kitchen Window, Main Floor Primary Bedroom, Paneled Doors

AccessibilityNone

Exterior & lot

Foundation area1,074 sqft

Patio/porchDeck

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces1

Garage size574 sqft

Financial details

Annual taxes$2,096

Tax year2025

Taxes w/ assessments2096

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2305

District phone5079324423

High schoolSt. Charles

SODL flat fee brokerage

$3,450Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,450

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,376/mo

Principal & interest$1,130

Property taxes$175

Home insurance (est.)$72

Down payment

$43,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.