Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,528 (2026).

What school district is this property in?

This property is in the 858 - St. Charles school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 13 days.

Listed at

$255,000

$213/sqft

Birges 1st Add

237 W 14th Street, Saint Charles, MN, 55972

3 Bedrooms2 Bathrooms1,196 Square Feet0.241 Acres

Days on market13

Year built1890

Garage spaces1

TypeResidential

Est. $4,650buyer credit when you buy with SODL

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About this home

Welcome home! This beautifully updated 3-bedroom, 1.5-bath home offers comfortable living with the convenience of thoughtful updates throughout. Brought completely down to the studs in 2019, this home has been fully renovated. The home offers a fresh, move-in-ready feel while maintaining a welcoming sense of home. The main floor features an open floor plan, with the primary bedroom and laundry, making everyday living easy and efficient. Outside, enjoy a nicely landscaped yard that provides a great space for relaxing, entertaining, or enjoying the seasons. Located in walking distance to almost everything St. Charles has to offer. This home is ready for its next chapter!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1890

LevelsOne and One Half

Living area1,196 sqft

Above-grade finished1,196 sqft

Below-grade finished0 sqft

Lot size0.241 acres (70x150)

Days on market13

ListedSep 14, 2026

MLS #NST7144240

CountyWinona

SubdivisionBirges 1st Add

Parcel #290100330

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: One and One Half
Garage: 1 space · 384 sqft
Parking features: Detached Garage, Gravel
Patio & porch: Patio
Exterior features: Vinyl
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Stone · 182 sqft
Roof: Age 8 Years or Less
Year built: 1890

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Birges 1st Add
HOA: No HOA
School district: 858 - St. Charles
High school district: St. Charles

Financial & listing details

Annual tax: $2,528 (2026)
Listed: Sep 14, 2026
Days on market: 13 · 1 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths0

3/4 baths1

Half baths1

1/4 baths0

BasementPartial, Storage Space, Unfinished

HeatingForced Air

CoolingCentral Air

LaundryMain Level

AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningKitchen/Dining Room, Living/Dining Room

AmenitiesCeiling Fan(s), Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Paneled Doors, Washer/Dryer Hookup

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less

FoundationStone

Foundation area182 sqft

Patio/porchPatio

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Gravel

Garage spaces1

Garage size384 sqft

Financial details

Annual taxes$2,528

Tax year2026

Taxes w/ assessments2528

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District858 - St. Charles

District number858

District phone5079324423

High schoolSt. Charles

SODL flat fee brokerage

$4,650Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,650

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,636/mo

Principal & interest$1,340

Property taxes$211

Home insurance (est.)$85

Down payment

$51,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.