Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,908 (2026).

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property was listed for 17 days.

Pending

$240,000

$116/sqft

Original Town

430 S Elm Avenue, Owatonna, MN, 55060

3 Bedrooms2 Bathrooms2,073 Square Feet0.181 Acres

Days on market17

Year built1895

Garage spaces1

TypeResidential

Est. $4,200buyer credit when you buy with SODL

About this home

This classic Victorian charmer has so much to offer! Large updated kitchen with stainless steel appliances, and hand-scraped hardwood floors. Separate dining room, huge living room, and main floor laundry/den round out the main level. Gorgeous wood staircase leads to three large bedrooms upstairs with newly remodeled bathroom. Extra deep one stall garage with access to fenced in private backyard with patio. List of updates is included in the documents. All the hard work has been done - just move in and enjoy!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1895

LevelsTwo

Living area2,073 sqft

Above-grade finished2,073 sqft

Below-grade finished0 sqft

Lot size0.181 acres (83x95)

Days on market17

ListedMar 17, 2026

MLS #NST7038796

CountySteele

SubdivisionOriginal Town

Parcel #171002314

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air, Hot Water
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: Two
Garage: 1 space · 450 sqft
Parking features: Attached Garage, Concrete
Patio & porch: Patio
Pool: None
Fencing: Wood

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame, Stone
Foundation: 748 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1895

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Original Town
HOA: No HOA
School district: Owatonna

Financial & listing details

Annual tax: $2,908 (2026)
Listed: Mar 17, 2026
Days on market: 17
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Unfinished

HeatingForced Air, Hot Water

CoolingCentral Air

LaundryElectric Dryer Hookup, Main Level, Washer Hookup

AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningSeparate/Formal Dining Room

AmenitiesCeiling Fan(s), Kitchen Center Island, Patio, Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, Main Floor Laundry

Exterior & lot

RoofAge Over 8 Years, Asphalt

Foundation area748 sqft

Patio/porchPatio

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete

Garage spaces1

Garage size450 sqft

Financial details

Annual taxes$2,908

Tax year2026

Taxes w/ assessments2908

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2258

District phone5074448610

High schoolOwatonna

SODL flat fee brokerage

$4,200Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,200

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,584/mo

Principal & interest$1,261

Property taxes$242

Home insurance (est.)$80

Down payment

$48,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.