Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,648 (2025).

What school district is this property in?

This property is in the 882 - Monticello school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 70 days.

Listed at

$359,000

$126/sqft

River Mill

428 Riverview Drive, Monticello, MN, 55362

5 Bedrooms3 Bathrooms2,842 Square Feet0.436 Acres

Days on market70

Year built1995

Garage spaces2

TypeResidential

Est. $7,770buyer credit when you buy with SODL

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About this home

Back on the Market buyers financing fell through. Welcome to 428 Riverview Drive—where comfort, space, and an unbeatable location come together. This well-maintained 5-bedroom, 3-bath home offers generous living areas designed for both everyday living and entertaining. Recent updates including newer flooring and siding provide peace of mind and modern appeal. Enjoy beautiful surroundings just steps from the Mississippi River, with nearby parks, golf courses, restaurants, and shopping—all while still enjoying a quiet, tucked-away neighborhood feel. The spacious kitchen flows effortlessly to a deck overlooking the backyard—perfect for relaxing or hosting. Inside, you’ll find large bedrooms, a comfortable family room with a cozy fireplace, and plenty of room to spread out. Whether you’re looking for space to grow or a home close to everything Monticello has to offer, this one checks all the boxes.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1995

LevelsSplit Entry (Bi-Level)

Living area2,842 sqft

Above-grade finished1,458 sqft

Below-grade finished1,384 sqft

Lot size0.436 acres (100x187)

Days on market70

ListedMar 27, 2026

MLS #NST7043104

CountyWright

SubdivisionRiver Mill

Parcel #155086001190

Facts & features

Interior

Bedrooms: 5
Bathrooms: 3
Bath breakdown: 2 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 576 sqft
Parking features: Attached Garage
Exterior features: Vinyl
Fencing: Chain Link, Split Rail
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Block · 1,384 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1995

Utilities

Water: City Water - In Street
Sewer: City Sewer - In Street
Fuel: Natural Gas
Electric: 200+ Amp Service

Community & HOA

Subdivision: River Mill
HOA: No HOA
School district: 882 - Monticello
High school district: Monticello

Financial & listing details

Annual tax: $3,648 (2025)
Listed: Mar 27, 2026
Days on market: 70 · 206 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Crawl Space, Daylight/Lookout Windows, Egress Window(s), Finished, Sump Pump

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryLower Level, Laundry Room

AppliancesCooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningEat In Kitchen

AmenitiesCable, Ceiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Patio, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Asphalt

FoundationBlock

Foundation area1,384 sqft

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water - In Street

SewerCity Sewer - In Street

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size576 sqft

Financial details

Annual taxes$3,648

Tax year2025

Taxes w/ assessments3648

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District882 - Monticello

District number882

District phone7632722000

High schoolMonticello

SODL flat fee brokerage

$7,770Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,770

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,310/mo

Principal & interest$1,887

Property taxes$304

Home insurance (est.)$120

Down payment

$71,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.