Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,604 (2024).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 455 days.

No photos available

Listed at

$359,900

$127/sqft

River Mill

428 Riverview Drive, Monticello, MN, 55362

5 Bedrooms3 Bathrooms2,838 Square Feet0.436 Acres

Days on market455

Year built1995

Garage spaces2

TypeResidential

Est. $7,797buyer credit when you buy with SODL

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About this home

Beautifully updated river view home with room for everyone! This spacious 5-bedroom, 3-bathroom property features a large family room with a cozy gas fireplace, perfect for gatherings. Recent updates include: New roof New windows New appliances New flooring New siding Updated deck Fenced-in yard for privacy and pets The fully insulated garage adds year-round utility and storage. Seller is motivated and is including a 1-year limited home warranty for the new buyers' peace of mind. Conveniently located near major highways for easy access to town, schools, and amenities—don’t miss this move-in-ready gem!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1995

LevelsSplit Entry (Bi-Level)

Living area2,838 sqft

Above-grade finished1,458 sqft

Below-grade finished1,380 sqft

Lot size0.436 acres (100x187)

Days on market455

ListedJun 30, 2025

MLS #NST6747388

CountyWright

SubdivisionRiver Mill

Parcel #155086001190

Facts & features

Interior

Bedrooms: 5
Bathrooms: 3
Bath breakdown: 2 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 576 sqft
Parking features: Attached Garage
Fencing: Split Rail
Waterfront: River View
Lot size: 0.436 acres

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,384 sqft
Year built: 1995

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: River Mill
HOA: No HOA
School district: Monticello

Financial & listing details

Annual tax: $3,604 (2024)
Listed: Jun 30, 2025
Days on market: 455 · 26 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths1

Half baths0

1/4 baths0

BasementFinished, Full

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryIn Basement, Laundry Room

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

AmenitiesCeiling Fan(s)

AccessibilityNone

Exterior & lot

Foundation area1,384 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size576 sqft

Financial details

Annual taxes$3,604

Tax year2024

Taxes w/ assessments3604

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2318

District phone7632722000

High schoolMonticello

SODL flat fee brokerage

$7,797Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,797

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,312/mo

Principal & interest$1,891

Property taxes$300

Home insurance (est.)$120

Down payment

$71,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.