Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $9,492 (2025).

What school district is this property in?

This property is in the 31 - Bemidji school district.

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property was listed for 3 days.

Pending

$1,150,000

$394/sqft

Irving Beach

425 Irving Beach Drive SW, Bemidji, MN, 56601

4 Bedrooms3 Bathrooms2,916 Square Feet0.509 Acres

Days on market3

Year built1994

Garage spaces4

TypeResidential

Est. $31,500buyer credit when you buy with SODL

About this home

High-end Lake Irving home featuring premium finishes, an open-concept design, and exceptional lakeshore. This 4-bedroom, 3-bath property includes a separate entertaining room and a stunning vaulted great room, all thoughtfully laid out for comfort and functionality. The spacious custom kitchen is perfect for hosting and gathering. The home also offers an attached two-stall garage, along with an additional detached garage to accommodate all your lake toys and storage needs. Lake Irving is part of the sought-after Bemidji chain of lakes, providing miles of navigable water and convenient access to dining and entertainment by boat.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1994

LevelsOne

Living area2,916 sqft

Above-grade finished2,916 sqft

Below-grade finished0 sqft

Lot size0.509 acres (100x210)

Days on market3

ListedMar 27, 2026

MLS #NST7045566

CountyBeltrami

SubdivisionIrving Beach

Parcel #800492700

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 3 full
Heating: Forced Air
Cooling: Central Air
Basement: Crawl Space · 0 sqft finished

Property

Levels / stories: One
Garage: 4 spaces · 26x22 · 592 sqft
Parking features: Attached Garage, Detached Garage
Exterior features: Stucco
View: Lake
Waterfront: Lake Front

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Other · 2,916 sqft
Year built: 1994

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Irving Beach
HOA: No HOA
School district: 31 - Bemidji
High school district: Bemidji

Financial & listing details

Annual tax: $9,492 (2025)
Listed: Mar 27, 2026
Days on market: 3
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths3

3/4 baths0

Half baths0

1/4 baths0

BasementCrawl Space

HeatingForced Air

CoolingCentral Air

Fireplaces1

AccessibilityNone

Exterior & lot

ExteriorStucco

FoundationOther

Foundation area2,916 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Detached Garage

Garage spaces4

Garage size592 sqft

Financial details

Annual taxes$9,492

Tax year2025

Taxes w/ assessments9492

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District31 - Bemidji

District number31

District phone2183333100

High schoolBemidji

SODL flat fee brokerage

$31,500Estimated buyer credit

SODL platform fee $3,000Your buyer credit $31,500

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$7,218/mo

Principal & interest$6,044

Property taxes$791

Home insurance (est.)$383

Down payment

$230,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.