Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $8,010 (2026).

What school district is this property in?

This property is in the 31 - Bemidji school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 1 day.

Listed at

$968,000

$403/sqft

Irving Beach

307 Irving Beach Drive SW, Bemidji, MN, 56601

3 Bedrooms3 Bathrooms2,401 Square Feet0.518 Acres

Days on market1

Year built1993

Garage spaces3

TypeResidential

Est. $26,040buyer credit when you buy with SODL

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About this home

Experience the best of northern Minnesota lake living with this 3-bedroom, 3-bath home on beautiful Lake Irving, part of the Bemidji Chain of Lakes! Enjoy panoramic lake views, breathtaking sunsets, and endless opportunities for recreation right outside your door. Spend summer days fishing, cruising to waterfront dining, or heading out by boat to enjoy the annual Fourth of July fireworks. When winter arrives, Lake Irving offers fantastic ice fishing and year-round outdoor fun. The level 100-foot lakeshore lot features a sandy beach area, perfect for swimming, relaxing, and making lasting memories. Inside, enjoy an updated kitchen and flooring, while exterior improvements include new siding and roof, plus newer lake-side windows and doors. Whether you're looking for a year-round residence or the ultimate lakeside retreat, this property offers the views, access, and lifestyle you've been dreaming of. Don't miss your chance to enjoy everything Lake Irving and the Bemidji Chain of Lakes have to offer!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1993

LevelsOne and One Half

Living area2,401 sqft

Above-grade finished2,401 sqft

Below-grade finished0 sqft

Lot size0.518 acres (100x220)

Days on market1

ListedOct 5, 2026

MLS #NST7153990

CountyBeltrami

SubdivisionIrving Beach

Parcel #800493300

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Basement: Crawl Space · 0 sqft finished

Property

Levels / stories: One and One Half
Garage: 3 spaces · 874 sqft
Parking features: Attached Garage, Asphalt
Exterior features: Engineered Wood
View: Panoramic
Waterfront: Lake Front

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,071 sqft
Year built: 1993

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Irving Beach
HOA: No HOA
School district: 31 - Bemidji
High school district: Bemidji

Financial & listing details

Annual tax: $8,010 (2026)
Listed: Oct 5, 2026
Days on market: 1
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementCrawl Space

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

AccessibilityNone

Exterior & lot

ExteriorEngineered Wood

FoundationBlock

Foundation area1,071 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt

Garage spaces3

Garage size874 sqft

Financial details

Annual taxes$8,010

Tax year2026

Taxes w/ assessments8010

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District31 - Bemidji

District number31

District phone2183333100

High schoolBemidji

SODL flat fee brokerage

$26,040Estimated buyer credit

SODL platform fee $3,000Your buyer credit $26,040

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$6,077/mo

Principal & interest$5,087

Property taxes$668

Home insurance (est.)$323

Down payment

$193,600

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.