Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,620 (2026).

What school district is this property in?

This property is in the 858 - St. Charles school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 55 days.

Listed at

$325,000

$155/sqft

Original

425 Saint Charles Avenue, Saint Charles, MN, 55972

3 Bedrooms2 Bathrooms2,103 Square Feet10019 Acres

Days on market55

Year built1912

Garage spaces3

TypeResidential

Est. $6,750buyer credit when you buy with SODL

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About this home

Beautifully updated and full of character, this charming home offers a great blend of timeless craftsmanship and modern improvements. Enjoy gorgeous original woodwork, built-ins, hardwood floors, and tall ceilings throughout. Recent updates include newer siding, roof, updated kitchen, refreshed landscaping, and additional interior improvements that make this home move-in ready. The spacious layout features comfortable living spaces, plenty of storage, and a fenced backyard perfect for relaxing or entertaining. Conveniently located in the heart of Saint Charles near parks, schools, and downtown amenities.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1912

LevelsTwo

Living area2,103 sqft

Above-grade finished1,512 sqft

Below-grade finished591 sqft

Lot size10019 acres (66x155)

Days on market55

ListedMay 20, 2026

MLS #NST7077364

CountyWinona

SubdivisionOriginal

Parcel #290600980

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Exhaust Fan, Humidifier, Water Filtration System, Water Osmosis System, Range, Refrigerator, Water Softener Rented

Property

Levels / stories: Two
Garage: 3 spaces · 832 sqft
Parking features: Detached Garage, Concrete
Patio & porch: Patio, Porch
Exterior features: Vinyl
Fencing: Full

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,088 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1912

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Original
HOA: No HOA
School district: 858 - St. Charles
High school district: St. Charles

Financial & listing details

Annual tax: $2,620 (2026)
Listed: May 20, 2026
Days on market: 55
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementBlock, Partially Finished

HeatingForced Air

CoolingCentral Air

LaundryIn Basement, Laundry Room

AppliancesDishwasher, Disposal, Exhaust Fan, Humidifier, Water Filtration System, Water Osmosis System, Range, Refrigerator, Water Softener Rented

DiningBreakfast Area, Separate/Formal Dining Room

AmenitiesCable, Ceiling Fan(s), Hardwood Floors, Kitchen Window, Natural Woodwork, Patio, Paneled Doors, Porch

AccessibilityNone

Special features3 BR on One Level

Exterior & lot

ExteriorVinyl

RoofAge Over 8 Years, Asphalt

FoundationBlock

Foundation area1,088 sqft

Patio/porchPatio, Porch

Lot featuresIrregular Lot

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete

Garage spaces3

Garage size832 sqft

Financial details

Annual taxes$2,620

Tax year2026

Taxes w/ assessments2620

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District858 - St. Charles

District number858

District phone5079324423

High schoolSt. Charles

SODL flat fee brokerage

$6,750Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,750

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,035/mo

Principal & interest$1,708

Property taxes$218

Home insurance (est.)$108

Down payment

$65,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.