Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,352 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 57 days.

Listed at

$300,000

$197/sqft

Mels Add

422 E 221st Street, Clearwater, MN, 55320

3 Bedrooms2 Bathrooms1,520 Square Feet1.1 Acres

Days on market57

Year built1985

Garage spaces2

TypeResidential

Est. $6,000buyer credit when you buy with SODL

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About this home

Don’t miss this inviting, open-concept, 3-bedroom, 1.75-bath home set on a beautiful 1.1-acre lot in Clearwater! With plenty of space inside and out, this property offers the perfect blend of comfort, convenience, and country charm. The spacious 25-by-25-foot garage gives you room to park, store, or work on vehicles, hobbies, and equipment. Enjoy an ideal location with quick access to Highway 94, St. Cloud, and downtown Clearwater, plus you’re just minutes from Warner Lake. Outdoor enthusiasts will love having the Beaver Island Trail system right along County Road 75 for biking, walking, and recreation. As a bonus, the current owners have chickens and ducks that can stay, making this a wonderful opportunity for anyone looking to enjoy a little hobby-farm lifestyle.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1985

LevelsOne

Living area1,520 sqft

Above-grade finished1,520 sqft

Below-grade finished0 sqft

Lot size1.1 acres (168.5x315x136x314)

Days on market57

ListedJul 1, 2026

MLS #NST7101810

CountyStearns

SubdivisionMels Add

Parcel #19107660000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: One
Garage: 2 spaces · 25x25 · 625 sqft
Parking features: Detached Garage
Patio & porch: Deck
Exterior features: Vinyl
Fencing: Privacy

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,520 sqft
Roof: Asphalt
Year built: 1985

Utilities

Water: Well
Sewer: Private Sewer, Tank with Drainage Field
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Mels Add
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $1,352 (2026)
Listed: Jul 1, 2026
Days on market: 57 · 23 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Crawl Space

HeatingForced Air

CoolingCentral Air

AppliancesAir-To-Air Exchanger, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningKitchen/Dining Room

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAsphalt

FoundationBlock

Foundation area1,520 sqft

Patio/porchDeck

Road frontageCul De Sac, Township

ZoningAgriculture

Utilities

Water sourceWell

SewerPrivate Sewer, Tank with Drainage Field

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces2

Garage size625 sqft

Financial details

Annual taxes$1,352

Tax year2026

Taxes w/ assessments1352

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$6,000Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,000

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,789/mo

Principal & interest$1,577

Property taxes$113

Home insurance (est.)$100

Down payment

$60,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.