Listed at
$250,000
$156/sqft

City Lts Of Watertown

417 Territorial Street, Watertown, MN, 55388
5  Bedrooms2  Bathrooms1,602  Square Feet0.3  Acres
Days on market21
Year built1905
Garage spaces2
TypeResidential
Est. $4,500buyer credit when you buy with SODL
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About this home

Discover the perfect blend of character, updates, and outdoor living at 417 Territorial St. Situated on a generous corner lot with direct access to the Luce Line Trail, this home offers unmatched convenience for biking, walking, and year-round recreation. The inviting wrap-around porch sets the tone, welcoming you into a warm and functional layout with 5 bedrooms and 2 bathrooms, ideal for flexible living arrangements. The home features a new roof (2021) and freshly painted cedar siding, ensuring long-term durability and curb appeal. A standout highlight is the detached, heated, and insulated 2-car garage, complete with vinyl siding and an upper loft—perfect as a game room, storage area, or man cave. This bonus space adds exceptional versatility rarely found at this price point. Whether you’re relaxing on the porch, hosting in the spacious yard, or heading out on the trail, this property delivers comfort, convenience, and lifestyle in one package.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1905
LevelsTwo
Living area1,602 sqft
Above-grade finished1,602 sqft
Below-grade finished0 sqft
Lot size0.3 acres (99x132)
Days on market21
ListedApr 17, 2026
MLS #NST7058556
CountyCarver
SubdivisionCity Lts Of Watertown
Parcel #850504290

Facts & features

Interior

Bedrooms
5
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dryer, Range, Refrigerator, Washer

Property

Levels / stories
Two
Garage
2 spaces · 624 sqft
Parking features
Detached Garage, Gravel, Asphalt, Heated Garage, Insulated Garage
Patio & porch
Patio, Porch, Wrap Around
Exterior features
Cedar, Vinyl
Fencing
Chain Link, Partial

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Stone · 866 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1905

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
City Lts Of Watertown
HOA
No HOA
School district
111 - Watertown-Mayer
High school district
Watertown-Mayer

Financial & listing details

Annual tax
$2,552 (2026)
Listed
Apr 17, 2026
Days on market
21 · 4 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementFull, Unfinished
HeatingForced Air
CoolingCentral Air
LaundryIn Basement
AppliancesDryer, Range, Refrigerator, Washer
DiningEat In Kitchen
AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Center Island, Kitchen Window, Natural Woodwork, Paneled Doors, Porch, Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone

Exterior & lot

ExteriorCedar, Vinyl
RoofAge 8 Years or Less, Asphalt
FoundationStone
Foundation area866 sqft
Patio/porchPatio, Porch, Wrap Around
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Gravel, Asphalt, Heated Garage, Insulated Garage
Garage spaces2
Garage size624 sqft

Financial details

Annual taxes$2,552
Tax year2026
Taxes w/ assessments2552
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District111 - Watertown-Mayer
District number111
District phone9529550480
High schoolWatertown-Mayer
SODL flat fee brokerage
$4,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,610/mo
Principal & interest$1,314
Property taxes$213
Home insurance (est.)$83
%
$50,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

417 Territorial Street, Watertown, MN, 55388

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Listing information

MLS #NST7058556
StatusClosed
Last updatedMay 12, 2026, 9:33 PM
Originally listedApr 20, 2026, 12:56 PM
Listing officeColdwell Banker Realty - Southwest Regional

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.