Listed at
$289,000
$106/sqft

City Lts Of Watertown

304 Territorial Street, Watertown, MN, 55388
2  Bedrooms2  Bathrooms2,724  Square Feet0.21  Acres
Days on market6
Year built1958
Garage spaces1
TypeResidential
Est. $5,670buyer credit when you buy with SODL
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About this home

Charming and inviting 2 bedroom home with wonderful character and comfortable main-level living! All living facilities are conveniently located on the main level, making everyday living easy and accessible. The home features newer appliances, a new A/C unit and furnace, and a beautiful rear porch with an additional sunroom—perfect for relaxing, enjoying your morning coffee, or taking in the peaceful surroundings. The lower level offers excellent potential for additional living space, including a room with an egress window that could function as a third bedroom with the addition of a closet. Outside, the beautiful backyard is filled with established gardens, creating a lovely private setting to enjoy throughout the seasons. A charming home with character, thoughtful updates, and wonderful indoor and outdoor spaces!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1958
LevelsOne
Living area2,724 sqft
Above-grade finished1,362 sqft
Below-grade finished1,362 sqft
Lot size0.21 acres (75x123x74x131)
Days on market6
ListedSep 22, 2026
MLS #NST7148777
CountyCarver
SubdivisionCity Lts Of Watertown
Parcel #850503900

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
2 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Cooktop, Dishwasher, Dryer, Gas Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
1 space · 315 sqft
Parking features
Attached Garage, Concrete
Patio & porch
Rear Porch, Screened
Exterior features
Aluminum Siding
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block
Foundation
Block · 1,362 sqft
Roof
Asphalt
Year built
1958

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
City Lts Of Watertown
HOA
No HOA
School district
111 - Watertown-Mayer
High school district
Watertown-Mayer

Financial & listing details

Annual tax
$3,140 (2025)
Listed
Sep 22, 2026
Days on market
6
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths0
3/4 baths2
Half baths0
1/4 baths0
BasementBlock
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryMain Level
AppliancesCooktop, Dishwasher, Dryer, Gas Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
DiningEat In Kitchen, Kitchen/Dining Room
AmenitiesHardwood Floors, Natural Woodwork, Porch, Sun Room, Washer/Dryer Hookup
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Laundry

Exterior & lot

ExteriorAluminum Siding
RoofAsphalt
FoundationBlock
Foundation area1,362 sqft
Patio/porchRear Porch, Screened
Lot featuresTree Coverage - Medium
Road frontageCity Street, No Outlet/Dead End
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete
Garage spaces1
Garage size315 sqft

Financial details

Annual taxes$3,140
Tax year2025
Taxes w/ assessments3140
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District111 - Watertown-Mayer
District number111
District phone9529550480
High schoolWatertown-Mayer
SODL flat fee brokerage
$5,670Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,670

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,877/mo
Principal & interest$1,519
Property taxes$262
Home insurance (est.)$96
%
$57,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

304 Territorial Street, Watertown, MN, 55388

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Listing information

MLS #NST7148777
StatusActive
Last updatedSep 23, 2026, 10:10 AM
Originally listedSep 22, 2026, 5:13 PM
Listing officeRE/MAX Advantage Plus

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.