Listed at
$300,000
$226/sqft

Terning Trails 2

413 Terning Way, Howard Lake, MN, 55349
3  Bedrooms2  Bathrooms1,328  Square Feet0.24  Acres
Days on market309
Year built2020
Garage spaces3
TypeResidential
Est. $6,000buyer credit when you buy with SODL
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About this home

This like new home is full of warmth, character, and room to grow. Step inside to an inviting living area with large windows and tons of natural light. The kitchen and dining area sit at the heart of the home, offering a comfortable space for everyday living and entertaining. The primary bedroom features its own private bath, while two additional bedrooms provide flexibility for family, guests, or a home office. The partially finished basement is still a blank canvas, ready for your imagination-future playroom, media room, or extra storage. The drywall is up, you just need to paint and add flooring! Outside, the property features a large open yard with plenty of space to relax, entertain or garden. This home is ready to welcome its next chapter - come take a look! Seller will pay off assessment balance at closing.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2020
LevelsThree Level Split
Living area1,328 sqft
Above-grade finished1,328 sqft
Below-grade finished0 sqft
Lot size0.24 acres (62x144x91x141)
Days on market309
ListedNov 24, 2025
MLS #NST6820803
CountyWright
SubdivisionTerning Trails 2
Parcel #109050002080

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
Three Level Split
Garage
3 spaces · 864 sqft
Parking features
Attached Garage, Concrete
Lot size
0.24 acres
Lot dimensions
62x144x91x141
Accessibility
None

Construction

Property type
Residential
Property subtype
Single Family Residence
Foundation
1,328 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2020

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Terning Trails 2
HOA
No HOA
School district
Howard Lake-Waverly-Winsted

Financial & listing details

Annual tax
$4,373.38 (2025)
Tax with assessments
6690
Listed
Nov 24, 2025
Days on market
309 · 37 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Drain Tiled, Partially Finished, Sump Pump, Walkout
HeatingForced Air
CoolingCentral Air
LaundryIn Basement, Laundry Room
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningKitchen/Dining Room
AmenitiesIn-Ground Sprinkler
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

RoofAge 8 Years or Less, Asphalt
Foundation area1,328 sqft
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete
Garage spaces3
Garage size864 sqft

Financial details

Annual taxes$4,373.38
Tax year2025
Taxes w/ assessments6690
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number1212
District phone3205433521
High schoolHoward Lake-Waverly-Winsted
SODL flat fee brokerage
$6,000Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,000

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,041/mo
Principal & interest$1,577
Property taxes$364
Home insurance (est.)$100
%
$60,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

413 Terning Way, Howard Lake, MN, 55349

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Listing information

MLS #NST6820803
StatusPending
Last updatedDec 31, 2025, 7:36 PM
Originally listedNov 24, 2025, 9:12 AM
Listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.