Sold / Closed
$340,000

Sold price · Closed May 29, 2026

$182/sqft

Terning Trails 2

229 Terning Way, Howard Lake, MN, 55349
4  Bedrooms3  Bathrooms1,899  Square Feet0.176  Acres
Days on market51
Year built2022
Garage spaces3
TypeResidential
Est. $7,347buyer credit when you buy with SODL

About this home

Like new and built in 2022, this 4-bedroom, 3-bath split-level offers a perfect blend of modern finishes, functional design, and move-in ready convenience. The home features a 3-stall heated and insulated garage, ideal for year-round use. Step inside to an open and practical main level filled with natural light. The spacious kitchen is a standout, showcasing white cabinetry, granite countertops, all-new stainless steel appliances - including a gas stove - and a large center island that flows seamlessly into the dining and living areas. The main level includes two bedrooms and a full bathroom, along with a private primary suite featuring vaulted ceilings, a walk-in closet, and a private bath with double vanity and a walk-in shower. The finished lower level offers a generous family room perfect for entertaining, two additional bedrooms, a 3/4 bathroom, and a convenient utility/laundry room. Step out from the sliding glass door and build your dream deck while enjoying country views - an ideal setting to relax and unwind.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2022
LevelsSplit Entry (Bi-Level)
Living area1,899 sqft
Above-grade finished1,082 sqft
Below-grade finished817 sqft
Lot size0.176 acres (71x115x61x115)
Days on market51
ListedMar 24, 2026
MLS #NST7039088
CountyWright
SubdivisionTerning Trails 2
Parcel #109050005030

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
1 full / 2 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
3 spaces
Parking features
Attached Garage, Asphalt, Heated Garage, Insulated Garage
Exterior features
Stone, Vinyl
Pool
None
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Concrete
Foundation
Block · 1,042 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2022

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
Terning Trails 2
HOA
No HOA
School district
2687 - Howard Lake-Waverly-Winsted
High school district
Howard Lake-Waverly-Winsted

Financial & listing details

Annual tax
$4,062 (2026)
Listed
Mar 24, 2026
Days on market
51
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths2
Half baths0
1/4 baths0
BasementBlock, Crawl Space, Daylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished, Full, Sump Basket, Sump Pump
HeatingForced Air
CoolingCentral Air
LaundryLower Level
AppliancesAir-To-Air Exchanger, Dishwasher, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned
DiningKitchen/Dining Room
AccessibilityNone
Special featuresPrimary Bdr Suite

Exterior & lot

ExteriorStone, Vinyl
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area1,042 sqft
Lot featuresTree Coverage - Light
Road frontageCity Street, Curbs, Paved Streets
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Heated Garage, Insulated Garage
Garage spaces3
Garage size0 sqft

Financial details

Annual taxes$4,062
Tax year2026
Taxes w/ assessments4062
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2687 - Howard Lake-Waverly-Winsted
District number2687
District phone3205433521
High schoolHoward Lake-Waverly-Winsted
SODL flat fee brokerage
$7,347Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,347

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,266/mo
Principal & interest$1,813
Property taxes$339
Home insurance (est.)$115
%
$68,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

229 Terning Way, Howard Lake, MN, 55349

Listing information

MLS #NST7039088
StatusClosed
Last updatedJun 1, 2026, 2:26 PM
Originally listedMar 24, 2026, 11:55 AM
Listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.