Does this property have an HOA?

Yes. The HOA fee is $160 per month.

What are the annual property taxes?

Annual property taxes are $3,990 (2025).

What school district is this property in?

This property is in the 2711 - Mesabi East school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 89 days.

Listed at

$284,500

$190/sqft

Colby Ridge Add To Hoyt Lakes

410 Pospeck Lane, Hoyt Lakes, MN, 55750

3 Bedrooms2 Bathrooms1,500 Square Feet0.173 Acres

Days on market89

Year built2002

Garage spaces2

HOA / month$160

TypeResidential

Est. $5,535buyer credit when you buy with SODL

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About this home

Easy One Level Living On Quiet Colby Lake In This Immaculate Updated 2-3 BR/2BTH Townhouse W/Attached 2 Stall Garage, Private Setting At End Of Lane, just 20 mi to Virginia and only minutes from championship golf, skiing & dining at Giants Ridge. Built 2002, this is the largest home in this development. Vaulted great rm w/gas firepl & full glass doors open to 50 ft lakefront deck. Kitchen w/granite counters open to great rm, dining rm & 4 season sunrm/3rd BR—all lakeside. Lakeside master w/wic, private bth w/whirlpool. Main flr lakeside guest BR & bth w/silestone counter & one piece walk in shower. Main flr laundry w/newer washer & dryer. All newer counters & cabinets in kitchen & baths, newer stove & frig, all newer flring thruout. New nat gas heat, cent air & roof all in 2024. Open yard for activities, dock shared w/neighbor. $160/mth assoc fee covers mowing, snow removal & exterior insurance. No steps in the home & nothing else to worry about! Click link to view 3D Tour!

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Home facts

Property typeResidential

Property subtype(TH) Side x Side

Year built2002

LevelsOne

Living area1,500 sqft

Above-grade finished1,500 sqft

Below-grade finished0 sqft

Lot size0.173 acres (125x60)

Days on market89

ListedJul 9, 2025

MLS #NST6752410

CountySt. Louis

SubdivisionColby Ridge Add To Hoyt Lakes

Parcel #142003500510

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 2 spaces · 24x20 · 480 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener
Patio & porch: Deck
Exterior features: Vinyl
View: Lake, Panoramic, South, West

Construction

Property type: Residential
Property subtype: (TH) Side x Side
Construction materials: Frame
Foundation: Block · 1,500 sqft
Roof: Asphalt
Year built: 2002

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 200+ Amp Service

Community & HOA

Subdivision: Colby Ridge Add To Hoyt Lakes
HOA: $160/month
HOA name: Colby Lake CIC
HOA phone: 2180000000
HOA includes: Lawn Care, Other, Snow Removal
School district: 2711 - Mesabi East

Financial & listing details

Annual tax: $3,990 (2025)
Tax with assessments: 3416
Listed: Jul 9, 2025
Days on market: 89 · 58 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementCrawl Space

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryElectric Dryer Hookup, Laundry Room, Main Level, Washer Hookup

AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer

DiningInformal Dining Room, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Panoramic View, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorVinyl

RoofAsphalt

FoundationBlock

Foundation area1,500 sqft

Patio/porchDeck

Lot featuresTree Coverage - Medium

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener

Garage spaces2

Garage size480 sqft

Financial details

Annual taxes$3,990

Tax year2025

Taxes w/ assessments3416

Assessment pendingNo

HOA fee$160

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2711 - Mesabi East

District number2711

District phone2182293321

High schoolMesabi East

SODL flat fee brokerage

$5,535Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,535

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,083/mo

Principal & interest$1,495

Property taxes$333

Home insurance (est.)$95

HOA fees$160

Down payment

$56,900

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.