Listed at
$449,000

Colby Ridge Add To Hoyt Lakes

314 Pospeck Lane #314, Hoyt Lakes, MN, 55750
2  Bedrooms2  Bathrooms0.171  Acres
Days on market132
Year built2026
Garage spaces2
TypeResidential
Est. $10,470buyer credit when you buy with SODL
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About this home

Experience carefree lake living in this brand-new townhome opportunity on beautiful Colby Lake. This thoughtfully designed one-level home will feature 2 bedrooms, 2bathrooms, and an attached 2-car garage, all set in a quiet and private lakeside setting. Built with quality craftsmanship by a trusted northern Minnesota contractor with more than 30 years of experience, this home offers exceptional finishes and comfortable modern living. Features include a custom kitchen with solid surface countertops, in-floor heat, and quality materials throughout. Each lot is connected to city water and city sewer for added convenience and peace of mind. Located just 20 minutes from Virginia and only 11 miles from premier outdoor recreation, you’ll enjoy championship golf at The Legend at Giants Ridge and The Quarry at Giants Ridge, skiing, and some of the region’s best mountain biking trails. Plus, you’re only one hour north of Duluth, making this an ideal getaway or year-round home. Enjoy all the benefits of lake living without the maintenance. Association dues include lawn care, snow removal, and access to a shared dock, allowing you to spend more time relaxing and enjoying the beauty of lakeside living.

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Home facts

Property typeResidential
Property subtype(CC) Two Unit
Year built2026
LevelsOne
Living area0 sqft
Above-grade finished0 sqft
Below-grade finished0 sqft
Lot size0.171 acres (120x75)
Days on market132
ListedMay 18, 2026
MLS #NST7076971
CountySt. Louis
SubdivisionColby Ridge Add To Hoyt Lakes
Parcel #TBD

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
2 full
Heating
Boiler, In-Floor Heating
Cooling
None
Basement
None · 0 sqft finished

Property

Levels / stories
One
Garage
2 spaces · 21x24 · 504 sqft
Parking features
Attached Garage
Exterior features
Fiber Board
Waterfront
Lake Front
Lot size
0.171 acres

Construction

Property type
Residential
Property subtype
(CC) Two Unit
Construction materials
Frame
Foundation
Slab · 1,362 sqft
Year built
2026

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Propane

Community & HOA

Subdivision
Colby Ridge Add To Hoyt Lakes
HOA
No HOA
HOA includes
Hazard Insurance, Lawn Care, Maintenance Grounds, Snow Removal
School district
2711 - Mesabi East
High school district
Mesabi East

Financial & listing details

Annual tax
$190 (2026)
Listed
May 18, 2026
Days on market
132 · 2 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementNone
HeatingBoiler, In-Floor Heating
CoolingNone
AccessibilityNone

Exterior & lot

ExteriorFiber Board
FoundationSlab
Foundation area1,362 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelPropane

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size504 sqft

Financial details

Annual taxes$190
Tax year2026
Taxes w/ assessments190
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2711 - Mesabi East
District number2711
District phone2182293321
High schoolMesabi East
SODL flat fee brokerage
$10,470Estimated buyer credit
SODL platform fee $3,000Your buyer credit $10,470

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,525/mo
Principal & interest$2,360
Property taxes$16
Home insurance (est.)$150
%
$89,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

314 Pospeck Lane #314, Hoyt Lakes, MN, 55750

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Listing information

MLS #NST7076971
StatusActive
Last updatedMay 21, 2026, 9:45 PM
Originally listedMay 19, 2026, 2:06 PM
Listing officeRE/MAX Results Duluth

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.