Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,486 (2025).

What school district is this property in?

This property is in the 381 - Lake Superior school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 384 days.

Listed at

$178,000

$154/sqft

41 Bell Circle

41 Bell Circle, Silver Bay, MN, 55614

3 Bedrooms2 Bathrooms1,154 Square Feet0.26 Acres

Days on market384

Year built1952

Garage spaces1

TypeResidential

Est. $2,340buyer credit when you buy with SODL

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About this home

This delightful single-family residence seamlessly combines modern comfort with thoughtful updates, all while offering convenient access to nature and local amenities. Upon entering, you are greeted by a bright and airy atmosphere, with large kitchen and generous living room. This inviting space is perfect for entertaining friends and family, with easy access to the outdoor deck, where you can enjoy peaceful moments surrounded by nature. The main floor features a newly updated bathroom, designed to blend style and convenience into your daily routine. The three bedrooms are spacious and inviting, providing ample space for family members or guests to rest and relax. The exterior of the home is equally appealing, boasting durable low-maintenance vinyl siding and a robust metal roof that promise longevity and peace of mind for years to come. The property features a generous yard, ideal for gatherings around a fire pit, outdoor activities, or simply savoring the natural beauty of the surrounding landscape. Lush crabapple trees and fragrant lilacs enhance the outdoor experience, providing color and charm throughout the seasons. For outdoor enthusiasts, this home is ideally located near the stunning shores of Lake Superior, Split Rock State Park, Tettegouche State Park, and the picturesque Black Beach. Whether you enjoy hiking through scenic trails, fishing in crystal-clear waters, or simply soaking in the expansive views, adventure is always just a short distance away. Furthermore, the convenience of nearby shops, banks and the local library make daily errands effortless. Ample storage is provided by a spacious garage, perfect for vehicles, recreational equipment, and tools. Additionally, an extra shed on the property offers further storage solutions for any overflow needs or gardening supplies. New water heater, furnace (2019, egress window and sump pump(2022)flooring and paint(2025). Schedule your showing today!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1952

LevelsOne

Living area1,154 sqft

Above-grade finished884 sqft

Below-grade finished270 sqft

Lot size0.26 acres (94x125)

Days on market384

ListedJun 16, 2025

MLS #NST6739920

CountyLake

Parcel #22744001220

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: None
Appliances: Gas Water Heater

Property

Levels / stories: One
Garage: 1 space · 22x26 · 572 sqft
Parking features: Detached Garage, Asphalt
Patio & porch: Deck
Exterior features: Vinyl
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Combination · 884 sqft
Roof: Asphalt, Metal
Year built: 1952

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

HOA: No HOA
School district: 381 - Lake Superior
High school district: Lake Superior

Financial & listing details

Annual tax: $2,486 (2025)
Listed: Jun 16, 2025
Days on market: 384 · 357 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementConcrete

HeatingForced Air

CoolingNone

LaundryIn Basement

AppliancesGas Water Heater

DiningEat In Kitchen, Informal Dining Room

AmenitiesDeck

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

ExteriorVinyl

RoofAsphalt, Metal

FoundationCombination

Foundation area884 sqft

Patio/porchDeck

Lot featuresTree Coverage - Light

Road frontageCity Street, Paved Streets, Street Lights, Storm Sewer

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt

Garage spaces1

Garage size572 sqft

Financial details

Annual taxes$2,486

Tax year2025

Taxes w/ assessments2486

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District381 - Lake Superior

District number381

District phone2188348216

High schoolLake Superior

SODL flat fee brokerage

$2,340Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,340

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,202/mo

Principal & interest$935

Property taxes$207

Home insurance (est.)$59

Down payment

$35,600

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.