Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,478 (2026).

What school district is this property in?

This property is in the 381 - Lake Superior school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 66 days.

Listed at

$147,900

$157/sqft

Silver Bay 1st Div

16 Carter Lane, Silver Bay, MN, 55614

3 Bedrooms1 Bathroom940 Square Feet0.268 Acres

Days on market66

Year built1953

Garage spaces3

TypeResidential

Est. $1,437buyer credit when you buy with SODL

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About this home

Enjoy the Lake Superior view from your yard. Only a job transfer brings this 3 bedroom, one bath home with a 3 car garage with sauna back to the market. Located on a corner lot you can view the lake from your lawn chair or while you grill your dinner in the back yard. Located on the beautiful North Shore within 15 minutes of the Black Beach on Lake Superior, Tettegouche and Gooseberry State Park, adventure awaits!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1953

LevelsOne

Living area940 sqft

Above-grade finished940 sqft

Below-grade finished0 sqft

Lot size0.268 acres (92x127)

Days on market66

ListedJul 16, 2026

MLS #NST7110823

CountyLake

SubdivisionSilver Bay 1st Div

Parcel #22744004210

Facts & features

Interior

Bedrooms: 3
Bathrooms: 1
Bath breakdown: 1 3/4
Heating: Forced Air
Cooling: None
Basement: None · 0 sqft finished

Property

Levels / stories: One
Garage: 3 spaces · 28x40 · 1,120 sqft
Parking features: Detached Garage, Asphalt
Exterior features: Vinyl
View: Lake
Waterfront: Lake View

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Slab · 940 sqft
Year built: 1953

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Silver Bay 1st Div
HOA: No HOA
School district: 381 - Lake Superior
High school district: Lake Superior

Financial & listing details

Annual tax: $1,478 (2026)
Listed: Jul 16, 2026
Days on market: 66 · 29 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths0

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingForced Air

CoolingNone

AccessibilityNo Stairs Internal

Exterior & lot

ExteriorVinyl

FoundationSlab

Foundation area940 sqft

Lot featuresCorner Lot

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt

Garage spaces3

Garage size1,120 sqft

Financial details

Annual taxes$1,478

Tax year2026

Taxes w/ assessments1478

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District381 - Lake Superior

District number381

District phone2188348216

High schoolLake Superior

SODL flat fee brokerage

$1,437Estimated buyer credit

SODL platform fee $3,000Your buyer credit $1,437

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$950/mo

Principal & interest$777

Property taxes$123

Home insurance (est.)$49

Down payment

$29,580

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.