Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,118 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 34 days.

Pending

$299,000

$57/sqft

407 4th Street

407 4th Street, Atwater, MN, 56209

5 Bedrooms3 Bathrooms5,244 Square Feet1.06 Acres

Days on market34

Year built1970

Garage spaces2

TypeResidential

Est. $5,970buyer credit when you buy with SODL

About this home

Welcome to this inviting five-bedroom, three-bathroom home located in sunny Atwater, offering space, comfort, and great entertaining features inside and out. The main level provides a functional layout with generous living areas and room for family and guests alike. Downstairs, the finished basement is built for fun, featuring a stylish bar area and a pool table—perfect for game nights, gatherings, or relaxing evenings at home. Step outside to a pet friendly fenced backyard complete with a fire pit ideal for cozy nights and outdoor entertaining year-round. A two-car attached garage adds everyday convenience and extra storage. Oversized lot with pond views. With five bedrooms, flexible living spaces, and standout amenities for hosting and relaxation, this home offers the perfect blend of comfort and lifestyle. Book a showing today.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1970

LevelsTwo

Living area5,244 sqft

Above-grade finished3,744 sqft

Below-grade finished1,500 sqft

Lot size1.06 acres (200x230)

Days on market34

ListedJan 30, 2026

MLS #NST7014678

CountyKandiyohi

Parcel #409020240

Facts & features

Interior

Bedrooms: 5
Bathrooms: 3
Bath breakdown: 3 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Microwave, Range, Refrigerator

Property

Levels / stories: Two
Garage: 2 spaces · 576 sqft
Parking features: Attached Garage
Patio & porch: Patio
Fencing: Chain Link
Lot size: 1.06 acres

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,872 sqft
Year built: 1970

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

HOA: No HOA
School district: A.C.G.C.

Financial & listing details

Annual tax: $5,118 (2025)
Listed: Jan 30, 2026
Days on market: 34
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths0

3/4 baths3

Half baths0

1/4 baths0

BasementBlock

HeatingForced Air

CoolingCentral Air

LaundryMain Level

AppliancesDishwasher, Microwave, Range, Refrigerator

DiningEat In Kitchen, Kitchen/Dining Room

AccessibilityNone

Exterior & lot

Foundation area1,872 sqft

Patio/porchPatio

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size576 sqft

Financial details

Annual taxes$5,118

Tax year2025

Taxes w/ assessments5118

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number1135

District phone3208572271

High schoolA.C.G.C.

SODL flat fee brokerage

$5,970Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,970

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,098/mo

Principal & interest$1,571

Property taxes$427

Home insurance (est.)$100

Down payment

$59,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.