Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,916 (2025).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 285 days.

Listed at

$239,900

$98/sqft

409 4th Street

409 4th Street, Atwater, MN, 56209

3 Bedrooms2 Bathrooms2,441 Square Feet0.46 Acres

Days on market285

Year built1976

Garage spaces3

TypeResidential

Est. $4,197buyer credit when you buy with SODL

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About this home

Quality-built home situated on an oversized lot with plenty of space inside and out. This home features three oversized bedrooms with large closets and a spacious layout throughout. The kitchen and dining area are combined and offer oak cabinetry, a built-in desk with hutch, and a large pantry. A 12x16 deck off the dining area leads directly to the in-ground swimming pool, surrounded by a generous cement patio ideal for entertaining. The lower level includes a family room with a gas fireplace, laundry room, sauna, a 3/4 bath, and an additional bedroom. Additional highlights include a 3-season porch, plus a three-stall garage with an attached workshop area. A wonderful place to call home!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1976

LevelsSplit Entry (Bi-Level)

Living area2,441 sqft

Above-grade finished1,601 sqft

Below-grade finished840 sqft

Lot size0.46 acres (150x135)

Days on market285

ListedDec 17, 2025

MLS #NST6826524

CountyKandiyohi

Parcel #409020255

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Radiant
Cooling: Central Air
Appliances: Dryer, Range, Refrigerator, Washer

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 3 spaces · 26X22 · 572 sqft
Parking features: Attached Garage
Pool: Below Ground
Lot size: 0.46 acres
Lot dimensions: 150x135

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,601 sqft
Year built: 1976

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

HOA: No HOA
School district: A.C.G.C.

Financial & listing details

Annual tax: $3,916 (2025)
Listed: Dec 17, 2025
Days on market: 285 · 30 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementDaylight/Lookout Windows, Partial

HeatingRadiant

CoolingCentral Air

Fireplaces1

AppliancesDryer, Range, Refrigerator, Washer

AccessibilityNone

Exterior & lot

Foundation area1,601 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces3

Garage size572 sqft

Financial details

Annual taxes$3,916

Tax year2025

Taxes w/ assessments3916

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number1135

District phone3208572271

High schoolA.C.G.C.

SODL flat fee brokerage

$4,197Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,197

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,667/mo

Principal & interest$1,261

Property taxes$326

Home insurance (est.)$80

Down payment

$47,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.