Listed at
$649,900
$336/sqft

Capelles 1st Sub

40614 Ryans Bay Road, Zumbro Falls, MN, 55991
2  Bedrooms2  Bathrooms1,936  Square Feet0.113  Acres
Days on market2
Year built1996
Garage spaces2
TypeResidential
Est. $16,497buyer credit when you buy with SODL
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About this home

Listed & Pending. This beautifully remodeled 2-bedroom, 2-bath home with den has been completely updated from top to bottom and is truly move-in ready, with both the home and garage immaculately maintained throughout. Highlights include a cozy gas fireplace in the living room, a stunning kitchen with granite countertops and all-new cabinetry, and seamless indoor-outdoor living with a walk-out to a composite deck overlooking picturesque Lake Zumbro. The lower level also walks out to a spacious patio, offering plenty of room to play, relax, and enjoy the lake views. The deck and boat lift stay with the property, along with a convenient storage shed, and the home is being sold completely furnished—just bring your suitcase and start enjoying summer at the lake. Located in the choice area for Plainview, Rochester schools or Zumbrota Mazeppa this is a rare opportunity for effortless lake living.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1996
LevelsTwo
Living area1,936 sqft
Above-grade finished1,018 sqft
Below-grade finished918 sqft
Lot size0.113 acres (49x133x73x133)
Days on market2
ListedJun 2, 2026
MLS #NST7084659
CountyWabasha
SubdivisionCapelles 1st Sub
Parcel #R170039500

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
2 spaces · 672 sqft
Parking features
Detached Garage, Concrete, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch
Composite Decking, Covered, Deck, Front Porch, Patio
Exterior features
Stone, Steel Siding
Fencing
Chain Link

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Frame
Foundation
Block · 1,018 sqft
Roof
Age 8 Years or Less
Year built
1996

Utilities

Water
Well
Sewer
Shared Septic
Fuel
Propane

Community & HOA

Subdivision
Capelles 1st Sub
HOA
No HOA
School district
2805 - Zumbrota-Mazeppa
High school district
Zumbrota-Mazeppa

Financial & listing details

Annual tax
$3,229.63 (2026)
Listed
Jun 2, 2026
Days on market
2
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementBlock
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryGas Dryer Hookup, Laundry Room, Main Level, Washer Hookup
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningInformal Dining Room, Kitchen/Dining Room, Living/Dining Room
AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Patio, Paneled Doors, Porch, Washer/Dryer Hookup
AccessibilityDoor Lever Handles
Special featuresMain Floor Primary, Main Floor Laundry, Renovated

Exterior & lot

ExteriorStone, Steel Siding
RoofAge 8 Years or Less
FoundationBlock
Foundation area1,018 sqft
Patio/porchComposite Decking, Covered, Deck, Front Porch, Patio
Lot featuresAccessible Shoreline
Road frontageTownship
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerShared Septic
FuelPropane

Parking & garage

ParkingDetached Garage, Concrete, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces2
Garage size672 sqft

Financial details

Annual taxes$3,229.63
Tax year2026
Taxes w/ assessments3229.63
Assessment pendingYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2805 - Zumbrota-Mazeppa
District number2805
District phone5078434080
High schoolZumbrota-Mazeppa
SODL flat fee brokerage
$16,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $16,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,901/mo
Principal & interest$3,416
Property taxes$269
Home insurance (est.)$217
%
$129,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

40614 Ryans Bay Road, Zumbro Falls, MN, 55991

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Listing information

MLS #NST7084659
StatusClosed
Last updatedJun 5, 2026, 8:02 PM
Originally listedJun 2, 2026, 8:22 AM
Listing officeElcor Realty of Rochester Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.