Listed at
$724,900
$285/sqft

Dream Acres

56381 400th Avenue, Zumbro Falls, MN, 55991
3  Bedrooms2  Bathrooms2,545  Square Feet0.38  Acres
Days on market111
Year built1975
Garage spaces2
TypeResidential
Est. $18,747buyer credit when you buy with SODL
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About this home

131' of private shoreline! Welcome to this spacious and beautifully designed 3-bedroom, 2-bath home featuring modern architecture and breathtaking views of Lake Zumbro, only 45 minutes from the Twin Cities and 16 minutes to downtown Rochester, the home of the world famous Mayo Clinic. From the generously sized, warm & inviting front entry, you will be greeted by the open-concept main level, which is ideal for both everyday living and entertaining. This homes layout offers two good-sized bedrooms on the main floor—one with a walk-in closet and the other showcasing the stunning lake views. The kitchen provides lots of storage and stainless-steel appliances, perfect space for any chef. Upstairs, you’ll find a versatile office space along with a walk-in storage area. Great entertaining space in the lower level, complete with a gaming area by the cozy fireplace, wet bar with refrigerator, a third bedroom, and a convenient ¾ bath. A spacious laundry area with abundant storage adds to the home’s functionality. Enjoy pontooning, fishing, kayaking, and canoeing on the lake, just steps away from your back door. Entertain on the tiered decks and balcony overlooking the beautifully landscaped yard, or take your guests on a boat ride to Uncle John’s restaurant, all while taking in the serene setting of Lake Zumbro. The 2-car garage with a pre-stressed concrete basement offers great storage and completes this exceptional property, offering the perfect blend of comfort, style, and practicality. Located within the choice of Rochester, Pine Island, or Plainview-Elgin-Millville school districts.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1975
LevelsMore Than 2 Stories
Living area2,545 sqft
Above-grade finished1,345 sqft
Below-grade finished1,200 sqft
Lot size0.38 acres (131x162x78x162)
Days on market111
ListedMar 19, 2026
MLS #NST7038332
CountyWabasha
SubdivisionDream Acres
Parcel #R170038500

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
2 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Fuel Tank - Owned, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
More Than 2 Stories
Garage
2 spaces · 576 sqft
Parking features
Detached Garage, Concrete, Garage Door Opener
Exterior features
Vinyl
Other structures
Storage Shed
View
Lake

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Concrete, Frame
Foundation
8 ft+ Pour · 1,245 sqft
Roof
Age Over 8 Years, Asphalt
Year built
1975

Utilities

Water
Well
Sewer
Shared Septic
Fuel
Propane
Electric
Circuit Breakers

Community & HOA

Subdivision
Dream Acres
HOA
No HOA
School district
2899 - Plainview-Elgin-Millville
High school district
Plainview-Elgin-Millville

Financial & listing details

Annual tax
$4,935.63 (2026)
Tax with assessments
5470
Listed
Mar 19, 2026
Days on market
111 · 172 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths0
3/4 baths2
Half baths0
1/4 baths0
BasementFinished, Full, Concrete, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundryGas Dryer Hookup, Lower Level, Laundry Room, Washer Hookup
AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Fuel Tank - Owned, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningBreakfast Bar, Informal Dining Room, Living/Dining Room
AmenitiesBalcony, Ceiling Fan(s), Deck, Dock, Hardwood Floors, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Paneled Doors, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar
AccessibilityNone
Special featuresMain Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorVinyl
RoofAge Over 8 Years, Asphalt
Foundation8 ft+ Pour
Foundation area1,245 sqft
Lot featuresAccessible Shoreline, Tree Coverage - Light
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerShared Septic
FuelPropane

Parking & garage

ParkingDetached Garage, Concrete, Garage Door Opener
Garage spaces2
Garage size576 sqft

Financial details

Annual taxes$4,935.63
Tax year2026
Taxes w/ assessments5470
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2899 - Plainview-Elgin-Millville
District number2899
District phone5075343651
High schoolPlainview-Elgin-Millville
SODL flat fee brokerage
$18,747Estimated buyer credit
SODL platform fee $3,000Your buyer credit $18,747

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,463/mo
Principal & interest$3,810
Property taxes$411
Home insurance (est.)$242
%
$144,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

56381 400th Avenue, Zumbro Falls, MN, 55991

Listing information

MLS #NST7038332
StatusClosed
Last updatedJul 20, 2026, 8:02 PM
Originally listedMar 30, 2026, 12:00 AM
Listing officeElcor Realty of Rochester Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.