Listed at
$414,900
$157/sqft

406 Ridge Circle

406 Ridge Circle, Albert Lea, MN, 56007
4  Bedrooms3  Bathrooms2,636  Square Feet0.29  Acres
Days on market22
Year built1968
Garage spaces3
TypeResidential
Est. $9,447buyer credit when you buy with SODL
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About this home

Tucked away in a quiet, desirable cul-de-sac just minutes from Fountain Lake, this beautifully maintained ranch home perfectly blends everyday luxury with effortless entertaining. Welcomed by a stylish front porch and entry, you are guided into a spacious, grand foyer that sets the tone for the rest of the home. Rich hardwood floors guide you into a spacious living room, anchored by a cozy gas fireplace with a striking stone chimney. Nearby, the custom kitchen features plentiful cabinet space and premium stone countertops. Adjacent to the dining area, an oversized patio door floods the space with natural light and opens to the backyard for a seamless indoor-outdoor flow. For a touch of daily luxury, the main bathroom offers double sinks, a deep soaking tub, and heated floors. The fully finished lower level expands your living space and is designed for both relaxation and casual hosting. Two additional well-appointed bedrooms offer plenty of space for family or guests, alongside a stylish bathroom featuring a custom walk-in shower. The heart of this level is a cozy second living area equipped with its own fireplace with another stone chimney, a beverage fridge, and a dedicated bar area. Adjacent to the living areas is a laundry room that offers a composite sink, sorting bin drawer and additional storage - adding function to the home's everyday flow. Step outside to find an expansive, custom patio designed for pure relaxation, creating an inviting setting for everything from your morning coffee to evening gatherings under the stars. For the hobbyist, the property boasts an oversized, insulated, and heated two-stall garage, plus a separate third stall perfect for a project car, workshop, or extra storage. This home is loaded with high-end updates which include roof and windows. Ask your agent to see the comprehensive list of recent improvements—there are simply too many to list!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1968
LevelsOne
Living area2,636 sqft
Above-grade finished1,424 sqft
Below-grade finished1,212 sqft
Lot size0.29 acres (Irregular)
Days on market22
ListedJul 2, 2026
MLS #NST7103506
CountyFreeborn
Parcel #341353210

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
3 spaces · 25x22 · 870 sqft
Parking features
Attached Garage, Detached Garage, Concrete, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch
Patio, Porch
Exterior features
Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Frame
Foundation
Block · 1,424 sqft
Roof
Metal
Year built
1968

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 100 Amp Service

Community & HOA

HOA
No HOA
School district
241 - Albert Lea
High school district
Albert Lea

Financial & listing details

Annual tax
$4,142 (2026)
Tax with assessments
4212
Listed
Jul 2, 2026
Days on market
22 · 10 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementBlock, Egress Window(s), Finished, Full
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundryLower Level, Laundry Room
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningKitchen/Dining Room
AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Porch, Tile Floors, Washer/Dryer Hookup
AccessibilityNone
Special featuresDivided Bdr Flr Plan, Main Floor Primary, Main Floor Bedroom, Renovated

Exterior & lot

ExteriorVinyl
RoofMetal
FoundationBlock
Foundation area1,424 sqft
Patio/porchPatio, Porch
Lot featuresTree Coverage - Light
Road frontageCity Street, Cul De Sac, Curbs, Street Lights, Storm Sewer
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Detached Garage, Concrete, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces3
Garage size870 sqft

Financial details

Annual taxes$4,142
Tax year2026
Taxes w/ assessments4212
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District241 - Albert Lea
District number241
District phone5073794800
High schoolAlbert Lea
SODL flat fee brokerage
$9,447Estimated buyer credit
SODL platform fee $3,000Your buyer credit $9,447

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,664/mo
Principal & interest$2,180
Property taxes$345
Home insurance (est.)$138
%
$82,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

406 Ridge Circle, Albert Lea, MN, 56007

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Listing information

MLS #NST7103506
StatusClosed
Last updatedAug 1, 2026, 6:43 PM
Originally listedJul 8, 2026, 12:00 AM
Listing officeReal Broker, LLC.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.