Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,066 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 234 days.

Listed at

$374,900

$112/sqft

Shoreland Heights

404 Garden Road, Albert Lea, MN, 56007

4 Bedrooms4 Bathrooms3,352 Square Feet0.293 Acres

Days on market234

Year built1970

Garage spaces2

TypeResidential

Est. $8,247buyer credit when you buy with SODL

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About this home

Schedule a private showing for this amazing home located in the sought-after Shoreland Heights neighborhood! This home has it all, featuring four bedrooms, four bathrooms, lots of space and too many updates to list. Enjoy being steps away from the lake, the walking path that circles the lake, nearby parks, rinks, and much, much more. Exterior highlights include an RV parking area, spacious concrete parking, fenced-in yard and an incredible covered deck. Interior highlights include all four bedrooms on the same level, walk-in pantry, new appliances, lots of space and your very own theatre room. This won’t be on the market long so book your showing today!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1970

LevelsTwo

Living area3,352 sqft

Above-grade finished2,554 sqft

Below-grade finished798 sqft

Lot size0.293 acres (99x108x125x122)

Days on market234

ListedFeb 6, 2026

MLS #NST7017236

CountyFreeborn

SubdivisionShoreland Heights

Parcel #341354420

Facts & features

Interior

Bedrooms: 4
Bathrooms: 4
Bath breakdown: 1 full / 1 3/4 / 2 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 2 spaces · 616 sqft
Parking features: Attached Garage, Concrete, Garage Door Opener, Insulated Garage, RV Access/Parking
Patio & porch: Awning(s), Covered, Deck
Fencing: Wood
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,140 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1970

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision: Shoreland Heights
HOA: No HOA
School district: Albert Lea

Financial & listing details

Annual tax: $4,066 (2025)
Tax with assessments: 4134
Listed: Feb 6, 2026
Days on market: 234 · 21 cumulative
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths1

3/4 baths1

Half baths2

1/4 baths0

BasementBlock, Finished, Storage Space

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryIn Basement, Electric Dryer Hookup

AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningSeparate/Formal Dining Room

AmenitiesCeiling Fan(s), Deck, Ethernet Wired, Exercise Room, Kitchen Center Island, Kitchen Window, Washer/Dryer Hookup

AccessibilityNone

Special features4 BR on One Level

Exterior & lot

RoofAge 8 Years or Less, Asphalt

Foundation area1,140 sqft

Patio/porchAwning(s), Covered, Deck

Lot featuresTree Coverage - Light

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener, Insulated Garage, RV Access/Parking

Garage spaces2

Garage size616 sqft

Financial details

Annual taxes$4,066

Tax year2025

Taxes w/ assessments4134

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number1141

District phone5073794800

High schoolAlbert Lea

SODL flat fee brokerage

$8,247Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,247

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,434/mo

Principal & interest$1,970

Property taxes$339

Home insurance (est.)$125

Down payment

$74,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.