Northland Three
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About this home
Welcome to this 4 bedroom, 2 bathroom split-level home in a great St. Joseph location. Set on a quiet street in an established neighborhood. The layout gives you a nice amount of space to spread out, whether that’s everyday living, hosting friends, or just having a little separation between spaces. It’s functional, comfortable, and easy to make your own. The maintenance-free deck is perfect for relaxing or grilling, and you can enjoy a backyard that backs up directly to a park. With no homes behind you, you’ve got open green space and easy access to the outdoors right out your back door. The walkout basement adds even more usable space and flexibility, whether you’re entertaining, hanging out, or just need a little extra room. It’s also in a price point that’s getting harder to find in St. Joseph, making it a great option for anyone looking to get into the area without stretching too far.
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Home facts
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Bath breakdown
- 2 full
- Heating
- Forced Air
- Cooling
- Central Air
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
Property
- Levels / stories
- Split Entry (Bi-Level)
- Garage
- 3 spaces · 21x29 · 609 sqft
- Parking features
- Attached Garage, Asphalt
- Patio & porch
- Deck
- Exterior features
- Vinyl
- Lot size
- 0.26 acres
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Block · 988 sqft
- Year built
- 1997
Utilities
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Fuel
- Electric, Natural Gas
Community & HOA
- Subdivision
- Northland Three
- HOA
- No HOA
- School district
- 742 - St. Cloud
- High school district
- St. Cloud
Financial & listing details
- Annual tax
- $3,788 (2026)
- Listed
- Mar 20, 2026
- Days on market
- 44 · 10 cumulative
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
403 Gumtree Street, Saint Joseph, MN, 56374
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
