Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,784 (2025).

What school district is this property in?

This property is in the 885 - St. Michael-Albertville school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 7 days.

Sold / Closed

$380,000

Sold price · Closed Apr 17, 2026

$196/sqft

Creek Ridge 2nd Add

400 Elder Circle NW, Saint Michael, MN, 55376

3 Bedrooms2 Bathrooms1,909 Square Feet0.263 Acres

Days on market7

Year built1997

Garage spaces3

TypeResidential

Est. $8,250buyer credit when you buy with SODL

About this home

Tucked away on a quiet cul-de-sac, this well-maintained home blends comfort, functionality, and thoughtful updates. Step inside to discover a layout that adapts beautifully to everyday living and entertaining. The basement offers a fantastic space for hosting a crowd—movie nights, game days, or gatherings with friends all feel right at home here. There’s even room to add a fourth bedroom, giving you flexibility for future needs, Both upper level bedrooms have walk in closets! Recent improvements bring peace of mind, including a new high-efficiency furnace (2025) new gutters and roof (2025). Outdoors, a nice deck overlooks the yard, creating a perfect spot for morning coffee or summer grilling. And if you love staying active, you’ll appreciate the numerous running trails nearby. This is a home that’s been cared for, updated where it counts, and positioned in a location that makes everyday life feel just a little easier. Home has new roof and gutters in 2025, as well as a new furnace in 2025! The three car garage is insulated and heated.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1997

LevelsSplit Entry (Bi-Level)

Living area1,909 sqft

Above-grade finished1,058 sqft

Below-grade finished851 sqft

Lot size0.263 acres (59x43x133x122x105)

Days on market7

ListedMar 6, 2026

MLS #NST7032050

CountyWright

SubdivisionCreek Ridge 2nd Add

Parcel #114067001130

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 3 spaces · 604 sqft
Parking features: Attached Garage, Concrete, Garage Door Opener, Heated Garage
Patio & porch: Deck
Exterior features: Stone, Vinyl
Lot size: 0.263 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,038 sqft
Roof: Age 8 Years or Less
Year built: 1997

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Creek Ridge 2nd Add
HOA: No HOA
School district: 885 - St. Michael-Albertville
High school district: St. Michael-Albertville

Financial & listing details

Annual tax: $3,784 (2025)
Listed: Mar 6, 2026
Days on market: 7
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementDaylight/Lookout Windows, Finished, Sump Pump

HeatingForced Air

CoolingCentral Air

AppliancesDishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Water Softener Owned

DiningEat In Kitchen, Informal Dining Room

AmenitiesCeiling Fan(s), Deck, Main Floor Primary Bedroom, Vaulted Ceiling(s), Walk-In Closet

AccessibilityNone

Exterior & lot

ExteriorStone, Vinyl

RoofAge 8 Years or Less

FoundationBlock

Foundation area1,038 sqft

Patio/porchDeck

Lot featuresCorner Lot, Tree Coverage - Medium

Road frontageCul De Sac

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener, Heated Garage

Garage spaces3

Garage size604 sqft

Financial details

Annual taxes$3,784

Tax year2025

Taxes w/ assessments3784

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District885 - St. Michael-Albertville

District number885

District phone7634973180

High schoolSt. Michael-Albertville

SODL flat fee brokerage

$8,250Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,250

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,411/mo

Principal & interest$1,971

Property taxes$315

Home insurance (est.)$125

Down payment

$75,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.