Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,686 (2024).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 123 days.

Pending

$400,000

$155/sqft

Creek Ridge 2nd Add

409 5th Street NW, Saint Michael, MN, 55376

5 Bedrooms3 Bathrooms2,576 Square Feet0.258 Acres

Days on market123

Year built1997

Garage spaces3

TypeResidential

Est. $9,000buyer credit when you buy with SODL

About this home

Welcome home to this spacious Saint Michael home situated in a quiet neighboorhood. The updated kitchen showcases granite countertops and all new appliances with an adjacent dining room. The kitchen walks out to a three season screened in porch and a maintenance free deck. The upper level also fearures a large primary bedroom with a private bathroom and two other bedrooms. Make your way downstairs to an oversized family room complete with a dry bar and a gas fireplace. This home is close to many parks, trails and easy access to I 94.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1997

LevelsSplit Entry (Bi-Level)

Living area2,576 sqft

Above-grade finished1,424 sqft

Below-grade finished1,152 sqft

Lot size0.258 acres (100x130x73x128)

Days on market123

ListedAug 15, 2025

MLS #NST6773262

CountyWright

SubdivisionCreek Ridge 2nd Add

Parcel #114067006190

Facts & features

Interior

Bedrooms: 5
Bathrooms: 3
Bath breakdown: 2 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 3 spaces · 875 sqft
Parking features: Attached Garage, Concrete, Garage Door Opener
Patio & porch: Deck, Rear Porch
Lot size: 0.258 acres
Lot dimensions: 100x130x73x128

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,424 sqft
Roof: Asphalt
Year built: 1997

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 200+ Amp Service

Community & HOA

Subdivision: Creek Ridge 2nd Add
HOA: No HOA
School district: St. Michael-Albertville

Financial & listing details

Annual tax: $5,686 (2024)
Listed: Aug 15, 2025
Days on market: 123 · 266 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths1

Half baths0

1/4 baths0

BasementDaylight/Lookout Windows, Finished, Full

HeatingForced Air

CoolingCentral Air

Fireplaces1

AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer

DiningInformal Dining Room

AmenitiesDeck, Kitchen Window, Main Floor Primary Bedroom, Porch

AccessibilityNone

Special features3 BR on One Level

Exterior & lot

RoofAsphalt

Foundation area1,424 sqft

Patio/porchDeck, Rear Porch

Lot featuresTree Coverage - Light

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener

Garage spaces3

Garage size875 sqft

Financial details

Annual taxes$5,686

Tax year2024

Taxes w/ assessments5686

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2320

District phone7634973180

High schoolSt. Michael-Albertville

SODL flat fee brokerage

$9,000Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,000

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,709/mo

Principal & interest$2,102

Property taxes$474

Home insurance (est.)$133

Down payment

$80,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.