Does this property have an HOA?

Yes. The HOA fee is $310 per month.

What are the annual property taxes?

Annual property taxes are $2,741 (2026).

What school district is this property in?

This property is in the 15 - St. Francis school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 0 days.

No photos available

Listed at

$234,900

$179/sqft

Cic 230 Chelsey Gardens

3854 232nd Avenue NW #103, Saint Francis, MN, 55070

3 Bedrooms3 Bathrooms1,309 Square Feet0.024 Acres

Days on market0

Year built2020

Garage spaces2

HOA / month$310

TypeResidential

Est. $4,047buyer credit when you buy with SODL

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About this home

Welcome to your new home tucked in a great development close to all the amenities of downtown St. Francis! Upon entering your eyes will immediately be drawn to the inviting gas fireplace highlighting the cozy living room & open floor plan. This home has been extremely well maintained with updated modern fixtures, sleek hardware and new flooring throughout main level. Many look for all bedrooms on one level and this conveniently has 3 large bedrooms upstairs with the primary having a private en suite, dual sinks and a considerable walk thru closet. Clean clothes and linens only require a few steps in the hallway as the oversized laundry room is located by all bedrooms. Enjoy peaceful days and nights out on your private front patio. All of this in a prime location to nearby parks, schools, and shopping! Check out the 3D Virtual Tour or schedule your private showing today!

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Home facts

Property typeResidential

Property subtype(TH) Side x Side

Year built2020

LevelsTwo

Living area1,309 sqft

Above-grade finished1,309 sqft

Below-grade finished0 sqft

Lot size0.024 acres (Common)

Days on market0

ListedOct 12, 2026

MLS #NST7156513

CountyAnoka

SubdivisionCic 230 Chelsey Gardens

Parcel #323424320076

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: Two
Garage: 2 spaces · 20x20 · 400 sqft
Parking features: Attached Garage, Shared Driveway, Insulated Garage
Patio & porch: Patio
Exterior features: Stone, Vinyl
Fencing: None

Construction

Property type: Residential
Property subtype: (TH) Side x Side
Foundation: Block · 644 sqft
Roof: Age 8 Years or Less
Year built: 2020

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Cic 230 Chelsey Gardens
HOA: $310/month
HOA name: Sentry Management
HOA phone: 7635939770
HOA includes: Hazard Insurance, Lawn Care, Maintenance Grounds, Professional Mgmt, Sanitation, Sewer, Snow Removal, Water
School district: 15 - St. Francis

Financial & listing details

Annual tax: $2,741 (2026)
Listed: Oct 12, 2026
Days on market: 0 · 1 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementNone

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

LaundryUpper Level

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningInformal Dining Room

AmenitiesPrimary Bedroom Walk-In Closet, Patio, In-Ground Sprinkler, Walk-In Closet

AccessibilityNone

Special features3 BR on One Level

Exterior & lot

ExteriorStone, Vinyl

RoofAge 8 Years or Less

FoundationBlock

Foundation area644 sqft

Patio/porchPatio

Road frontageNo Outlet/Dead End

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Shared Driveway, Insulated Garage

Garage spaces2

Garage size400 sqft

Financial details

Annual taxes$2,741

Tax year2026

Taxes w/ assessments2741

Assessment pendingNo

HOA fee$310

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District15 - St. Francis

District number15

District phone7637537040

High schoolSt. Francis

SODL flat fee brokerage

$4,047Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,047

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,851/mo

Principal & interest$1,235

Property taxes$228

Home insurance (est.)$78

HOA fees$310

Down payment

$46,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.