Does this property have an HOA?

Yes. The HOA fee is $310 per month.

What are the annual property taxes?

Annual property taxes are $2,731 (2026).

What school district is this property in?

This property is in the 15 - St. Francis school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 53 days.

Listed at

$240,000

Cic 230 Chelsey Gardens

3854 232nd Avenue #101, Saint Francis, MN, 55070

3 Bedrooms3 Bathrooms0.025 Acres

Days on market53

Year built2020

Garage spaces2

HOA / month$310

TypeResidential

Est. $4,200buyer credit when you buy with SODL

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About this home

Amazing 3 bedroom, 3 bath end unit townhome built in 2020! Primary suite with walk through closet and private bath. The 3 bedrooms are in the upper level. Dining area has a walkout to the patio! Stainless steel appliances and a spacious kitchen. Enjoy this end unit townhome in a wonderful location!

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Home facts

Property typeResidential

Property subtype(TH) Side x Side

Year built2020

LevelsTwo

Living area0 sqft

Above-grade finished0 sqft

Below-grade finished0 sqft

Lot size0.025 acres (34x28x14x6x20x34)

Days on market53

ListedAug 5, 2026

MLS #NST7121932

CountyAnoka

SubdivisionCic 230 Chelsey Gardens

Parcel #323424320074

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Laundry: Upper Level

Property

Levels / stories: Two
Garage: 2 spaces · 430 sqft
Parking features: Attached Garage
Patio & porch: Patio
Exterior features: Aluminum Siding, Stone
Lot size: 0.025 acres

Construction

Property type: Residential
Property subtype: (TH) Side x Side
Foundation: Other · 660 sqft
Roof: Age 8 Years or Less
Year built: 2020

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Cic 230 Chelsey Gardens
HOA: $310/month
HOA name: ACT
HOA phone: 7635939770
HOA includes: Building Exterior, Hazard Insurance, Lawn Care, Maintenance Grounds, Professional Mgmt, Sewer, Water
School district: 15 - St. Francis

Financial & listing details

Annual tax: $2,731 (2026)
Listed: Aug 5, 2026
Days on market: 53
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementNone

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryUpper Level

DiningKitchen/Dining Room

AmenitiesPatio

AccessibilityNone

Special features3 BR on One Level

Exterior & lot

ExteriorAluminum Siding, Stone

RoofAge 8 Years or Less

FoundationOther

Foundation area660 sqft

Patio/porchPatio

Lot featuresCorner Lot

ZoningResidential-Multi-Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size430 sqft

Financial details

Annual taxes$2,731

Tax year2026

Taxes w/ assessments2731

Assessment pendingNo

HOA fee$310

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District15 - St. Francis

District number15

District phone7637537040

High schoolSt. Francis

SODL flat fee brokerage

$4,200Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,200

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,879/mo

Principal & interest$1,261

Property taxes$228

Home insurance (est.)$80

HOA fees$310

Down payment

$48,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.