Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $10,816 (2026).

What school district is this property in?

This property is in the 577 - Willow River school district.

Does this home have a garage?

Yes, this home has a 6-car garage.

How long has this property been on the market?

This property has been listed for 141 days.

Listed at

$2,200,000

$354/sqft

38537 Sunset Bay Road

38537 Sunset Bay Road, Sturgeon Lake, MN, 55783

5 Bedrooms5 Bathrooms6,212 Square Feet1.5 Acres

Days on market141

Year built2011

Garage spaces6

TypeResidential

Est. $63,000buyer credit when you buy with SODL

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About this home

Anyone who dreams of lakeshore living will find something to love in this truly exceptional property within an easy drive of Duluth and the Twin Cities. Custom designed by Architecture Advantage, this home offers 300’ of Sturgeon Lake shoreline perfect for gatherings of any size including extended stays or multi-generational living. Filled with modern comforts, the main level features soaring ceilings, walls of windows, home office, luxurious master suite, charming sunroom, walk-in pantry, laundry, and a heated garage. Upstairs, discover 4 bedrooms, 3 baths, private decks, a tiered media room, cozy loft, incredible bonus room, and ample storage. Outdoors, enjoy a hot tub, wrap-around porches, patio with a full outdoor kitchen, and plenty of green space for activities. An oversized detached garage provides storage for lakeshore toys, a bathhouse with laundry, workshop space, pull-down screen doors, and RV hookups. This property is a lakeshore paradise ready for your enjoyment.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2011

LevelsTwo

Living area6,212 sqft

Above-grade finished6,212 sqft

Below-grade finished0 sqft

Lot size1.5 acres (Irregular)

Days on market141

ListedMay 4, 2026

MLS #NST7047252

CountyPine

Parcel #0335271000

Facts & features

Interior

Bedrooms: 5
Bathrooms: 5
Bath breakdown: 2 full / 1 3/4 / 2 half
Heating: Forced Air, Geothermal, In-Floor Heating, Zoned
Cooling: Geothermal, Zoned
Appliances: Air-To-Air Exchanger, Central Vacuum, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Electronic Air Filter, Exhaust Fan, Fuel Tank - Owned, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer

Property

Levels / stories: Two
Garage: 6 spaces · 40x32 · 1,280 sqft
Parking features: Attached Garage, Detached Garage, Floor Drain, Garage Door Opener, Guest Parking, Heated Garage, Insulated Garage, Multiple Garages, RV Access/Parking, Tuckunder Garage
Patio & porch: Front Porch, Patio, Porch, Rear Porch, Wrap Around
Exterior features: Wood
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Other, Concrete, Frame
Foundation: Slab · 3,325 sqft
Year built: 2011

Utilities

Water: Private, Well
Sewer: Holding Tank, Private Sewer, Tank with Drainage Field
Fuel: Electric, Natural Gas, Other
Electric: 200+ Amp Service

Community & HOA

HOA: No HOA
School district: 577 - Willow River
High school district: Willow River

Financial & listing details

Annual tax: $10,816 (2026)
Listed: May 4, 2026
Days on market: 141
Manufactured home: Yes

Interior details

Total bathrooms5

Full baths2

3/4 baths1

Half baths2

1/4 baths0

BasementNone

HeatingForced Air, Geothermal, In-Floor Heating, Zoned

CoolingGeothermal, Zoned

Fireplaces2

LaundryLaundry Room, Main Level, Sink

AppliancesAir-To-Air Exchanger, Central Vacuum, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Electronic Air Filter, Exhaust Fan, Fuel Tank - Owned, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer

DiningBreakfast Area, Eat In Kitchen, Separate/Formal Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Hardwood Floors, Hot Tub, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Outdoor Kitchen, Patio, Porch, Panoramic View, Security System, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar, Walk-In Closet

AccessibilityDoors 36"+, No Stairs External

Special features3 BR on One Level, 4 BR on One Level, All Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorWood

FoundationSlab

Foundation area3,325 sqft

Patio/porchFront Porch, Patio, Porch, Rear Porch, Wrap Around

Lot featuresAdditional Land Available, Accessible Shoreline

Road frontageNo Outlet/Dead End, Township

Road responsibilityPublic Maintained Road

ZoningShoreline,Residential-Single Family

Utilities

Water sourcePrivate, Well

SewerHolding Tank, Private Sewer, Tank with Drainage Field

FuelElectric, Natural Gas, Other

Parking & garage

ParkingAttached Garage, Detached Garage, Floor Drain, Garage Door Opener, Guest Parking, Heated Garage, Insulated Garage, Multiple Garages, RV Access/Parking, Tuckunder Garage

Garage spaces6

Garage size1,280 sqft

Financial details

Annual taxes$10,816

Tax year2026

Taxes w/ assessments10816

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District577 - Willow River

District number577

District phone2183723131

High schoolWillow River

SODL flat fee brokerage

$63,000Estimated buyer credit

SODL platform fee $3,000Your buyer credit $63,000

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$13,197/mo

Principal & interest$11,562

Property taxes$901

Home insurance (est.)$733

Down payment

$440,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.