Listed at
$879,000
$259/sqft

Sunset Bay

38727 Sunset Bay Road, Sturgeon Lake, MN, 55783
6  Bedrooms3  Bathrooms3,399  Square Feet0.389  Acres
Days on market219
Year built1964
Garage spaces2
TypeResidential
Est. $23,370buyer credit when you buy with SODL
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About this home

Situated on the shores of Sturgeon Lake in the esteemed Sunset Bay, this well-built home offers six bedrooms and three bathrooms. The main level features a gourmet kitchen and an open-concept living/dining area that leads directly to a lakeside deck. This floor also includes two bedrooms, a bathroom, and a four-season sunroom with a gas fireplace. The lower level provides two additional bedrooms, a living area with walkout lake access, a bathroom, a laundry/utility room, and plentiful storage. On the upper level, there is a sitting room, a bathroom, and two more bedrooms, including a master suite equipped with a gas fireplace, floor-to-ceiling windows, and impressive views of Sturgeon Lake and the Historic Sturgeon Island Covered Bridge. The property has been meticulously maintained, including the installation of a brand new 2500-gallon holding tank. Additional amenities include a two-car heated garage and a small shed near the water. The gently sloping lot leads to one of the area's finest sand beaches. The property offers excellent fishing, recreation opportunities, clean and clear water, and striking sunsets, making it a comprehensive Sturgeon Lake offering.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1964
LevelsTwo
Living area3,399 sqft
Above-grade finished2,247 sqft
Below-grade finished1,152 sqft
Lot size0.389 acres (100x170)
Days on market219
ListedFeb 20, 2026
MLS #NST7024264
CountyPine
SubdivisionSunset Bay
Parcel #0335266000

Facts & features

Interior

Bedrooms
6
Bathrooms
3
Bath breakdown
1 full / 2 3/4
Heating
Boiler, Ductless Mini-Split, Fireplace(s), In-Floor Heating
Cooling
Ductless Mini-Split
Appliances
Cooktop, Dishwasher, Double Oven, Exhaust Fan, Stainless Steel Appliances, Wall Oven

Property

Levels / stories
Two
Garage
2 spaces · 24x24 · 576 sqft
Parking features
Detached Garage, Heated Garage
Patio & porch
Deck, Wrap Around
Exterior features
Vinyl
View
Bay, North, Panoramic, West

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Frame, ICFs (Insulated Concrete Forms)
Foundation
Block, ICFs (Insulated Concrete Forms) · 1,152 sqft
Roof
Asphalt
Year built
1964

Utilities

Water
Private, Well
Sewer
Holding Tank
Fuel
Propane
Electric
200+ Amp Service

Community & HOA

Subdivision
Sunset Bay
HOA
No HOA
School district
577 - Willow River
High school district
Willow River

Financial & listing details

Annual tax
$4,080 (2025)
Tax with assessments
4070
Listed
Feb 20, 2026
Days on market
219 · 1 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths2
Half baths0
1/4 baths0
BasementBlock, Egress Window(s), Finished, Full, Walkout
HeatingBoiler, Ductless Mini-Split, Fireplace(s), In-Floor Heating
CoolingDuctless Mini-Split
Fireplaces3
LaundryIn Basement
AppliancesCooktop, Dishwasher, Double Oven, Exhaust Fan, Stainless Steel Appliances, Wall Oven
DiningInformal Dining Room
AmenitiesDeck, Dock, Hardwood Floors, Kitchen Center Island, Kitchen Window, Natural Woodwork, Patio, Panoramic View, Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

ExteriorVinyl
RoofAsphalt
FoundationBlock, ICFs (Insulated Concrete Forms)
Foundation area1,152 sqft
Patio/porchDeck, Wrap Around
Lot featuresTree Coverage - Medium
Road frontageTownship
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well
SewerHolding Tank
FuelPropane

Parking & garage

ParkingDetached Garage, Heated Garage
Garage spaces2
Garage size576 sqft

Financial details

Annual taxes$4,080
Tax year2025
Taxes w/ assessments4070
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District577 - Willow River
District number577
District phone2183723131
High schoolWillow River
SODL flat fee brokerage
$23,370Estimated buyer credit
SODL platform fee $3,000Your buyer credit $23,370

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,253/mo
Principal & interest$4,620
Property taxes$340
Home insurance (est.)$293
%
$175,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

38727 Sunset Bay Road, Sturgeon Lake, MN, 55783

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Listing information

MLS #NST7024264
StatusActive
Last updatedSep 21, 2026, 1:45 AM
Originally listedFeb 21, 2026, 12:22 PM
Listing officeTimber Ghost Realty, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.