Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,967 (2026).

What school district is this property in?

This property is in the 15 - St. Francis school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 8 days.

Sold / Closed

$299,900

Sold price · Closed Aug 31, 2026

$240/sqft

Durigan & Locher 6th Add

3720 232nd Avenue, Saint Francis, MN, 55070

3 Bedrooms2 Bathrooms1,249 Square Feet0.43 Acres

Days on market8

Year built1994

Garage spaces3

TypeResidential

Est. $5,997buyer credit when you buy with SODL

About this home

Welcome to 3720 232nd Ave NW! This move-in-ready 3-bedroom, 2-bath home combines comfort, functionality, and thoughtful updates. Recent improvements include newer siding, roof, flooring, and some appliances, giving you peace of mind and modern appeal. The inviting floor plan Whether you're hosting family and friends or simply enjoying a quiet evening at home, this property has the space and updates to fit your lifoffers comfortable living spaces filled with natural light, while the spacious deck provides the perfect place to relax, entertain, or enjoy your morning coffee overlooking the private fenced backyard that also includes a screened in porch. A 3-car garage offers plenty of room for vehicles, storage, and hobbies.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1994

LevelsThree Level Split

Living area1,249 sqft

Above-grade finished964 sqft

Below-grade finished285 sqft

Lot size0.43 acres (175x199x55x115)

Days on market8

ListedJul 14, 2026

MLS #NST7102603

CountyAnoka

SubdivisionDurigan & Locher 6th Add

Parcel #323424310031

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Wall Unit(s)
Appliances: Dishwasher, Exhaust Fan, Gas Water Heater, Range, Refrigerator

Property

Levels / stories: Three Level Split
Garage: 3 spaces · 740 sqft
Parking features: Attached Garage, Detached Garage, Concrete, Garage Door Opener, Heated Garage
Patio & porch: Deck
Exterior features: Vinyl
Fencing: Chain Link, Wood

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Brick/Mortar · 816 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1994

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Durigan & Locher 6th Add
HOA: No HOA
School district: 15 - St. Francis
High school district: St. Francis

Financial & listing details

Annual tax: $2,967 (2026)
Listed: Jul 14, 2026
Days on market: 8
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Drain Tiled, Partial

HeatingForced Air

CoolingWall Unit(s)

LaundryIn Basement, Gas Dryer Hookup, Washer Hookup

AppliancesDishwasher, Exhaust Fan, Gas Water Heater, Range, Refrigerator

DiningEat In Kitchen

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Asphalt

FoundationBrick/Mortar

Foundation area816 sqft

Patio/porchDeck

Lot featuresTree Coverage - Medium

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Detached Garage, Concrete, Garage Door Opener, Heated Garage

Garage spaces3

Garage size740 sqft

Financial details

Annual taxes$2,967

Tax year2026

Taxes w/ assessments2967

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District15 - St. Francis

District number15

District phone7637537040

High schoolSt. Francis

SODL flat fee brokerage

$5,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,923/mo

Principal & interest$1,576

Property taxes$247

Home insurance (est.)$100

Down payment

$59,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.