Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,420.3 (2026).

What school district is this property in?

This property is in the 739 - Kimball school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 0 days.

Listed at

$395,000

$374/sqft

Baywood Acres

36365 654th Avenue, Watkins, MN, 55389

2 Bedrooms1 Bathroom1,056 Square Feet1.572 Acres

Days on market0

Year built1972

Garage spaces1

TypeResidential

Est. $8,850buyer credit when you buy with SODL

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About this home

Escape to your own private lakeside retreat on Clear Lake! Situated on a gorgeous, gently sloping 1.52-acre lot with mature shade trees, this 2 bedroom, 1 bathroom home boasts an incredible 360 feet of shoreline, perfect for swimming, docking, and enjoying fantastic fishing right out your back door. Inside, the open living room centers around a cozy wood-burning stove for chilly fall evenings, while massive sliding glass patio doors frame breathtaking, unobstructed water views. Walk directly out onto the expansive 26x20' lakeside deck, built for summer entertaining and sunset watching. The updated kitchen features stylish cabinetry, ceramic tile floors, and a full suite of stainless steel appliances. Upstairs, the spacious loft is the perfect place to relax. Complete with main-floor entry laundry and a brand-new, oversized 18x30' garage (2025) for all your boat and lake toy storage, this turn-key lake home is ready for endless memories!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1972

LevelsOne and One Half

Living area1,056 sqft

Above-grade finished1,056 sqft

Below-grade finished0 sqft

Lot size1.572 acres (332x110x361x292)

Days on market0

ListedOct 14, 2026

MLS #NST7133828

CountyMeeker

SubdivisionBaywood Acres

Parcel #100529000

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: One and One Half
Garage: 1 space · 18x30 · 540 sqft
Parking features: Detached Garage, Gravel, Garage Door Opener
Patio & porch: Deck
Exterior features: Wood
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Concrete, Frame
Foundation: Block · 960 sqft
Roof: Asphalt, Pitched
Year built: 1972

Utilities

Water: Well
Sewer: Septic System Compliant - Yes
Fuel: Propane
Electric: Circuit Breakers

Community & HOA

Subdivision: Baywood Acres
HOA: No HOA
School district: 739 - Kimball
High school district: Kimball

Financial & listing details

Annual tax: $3,420.3 (2026)
Tax with assessments: 3666
Listed: Oct 14, 2026
Days on market: 0 · 158 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementCrawl Space

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryElectric Dryer Hookup, Laundry Room, Main Level, Washer Hookup

AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningEat In Kitchen, Informal Dining Room

AmenitiesDeck, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityNone

Special featuresMain Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorWood

RoofAsphalt, Pitched

FoundationBlock

Foundation area960 sqft

Patio/porchDeck

Lot featuresAccessible Shoreline, Tree Coverage - Medium

Road frontagePrivate Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerSeptic System Compliant - Yes

FuelPropane

Parking & garage

ParkingDetached Garage, Gravel, Garage Door Opener

Garage spaces1

Garage size540 sqft

Financial details

Annual taxes$3,420.3

Tax year2026

Taxes w/ assessments3666

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District739 - Kimball

District number739

District phone3203985585

High schoolKimball

SODL flat fee brokerage

$8,850Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,850

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,493/mo

Principal & interest$2,076

Property taxes$285

Home insurance (est.)$132

Down payment

$79,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.