Listed at
$375,000
$434/sqft

Gemma Shores

36849 657th Avenue, Watkins, MN, 55389
2  Bedrooms1  Bathroom864  Square Feet0.316  Acres
Days on market3
Year built1971
Garage spaces1
TypeResidential
Est. $8,250buyer credit when you buy with SODL
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About this home

Make new memories while relaxing and watching Beautiful Sunsets on Clear Lake.  The 24 x 10 deck and firepit area are ideal for capturing lake views and taking in the sun.  Improvements include an updated kitchen, light fixtures, hard surface flooring, sidewalk, & spray foam insulation in the crawl space. The garage is also insulated and heated. Another feature is the maintenance-free exterior on the home, garage, and storage shed.  This home has income-earning potential as it is currently being ran as a successful part-time Airbnb. When you’re not using it you could choose to capitalize on the additional income to pay for the property.  Awesome location, setting, and investment opportunity.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1971
LevelsOne
Living area864 sqft
Above-grade finished864 sqft
Below-grade finished0 sqft
Lot size0.316 acres (98x149x100x129)
Days on market3
ListedSep 25, 2026
MLS #NST7147503
CountyMeeker
SubdivisionGemma Shores
Parcel #100450000

Facts & features

Interior

Bedrooms
2
Bathrooms
1
Bath breakdown
1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
1 space · 22x15 · 330 sqft
Parking features
Detached Garage, Asphalt, Heated Garage, Insulated Garage
Patio & porch
Deck, Patio
Exterior features
Vinyl
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 864 sqft
Year built
1971

Utilities

Water
Drilled, Well
Sewer
City Sewer/Connected
Fuel
Propane
Electric
Circuit Breakers

Community & HOA

Subdivision
Gemma Shores
HOA
No HOA
School district
739 - Kimball
High school district
Kimball

Financial & listing details

Annual tax
$2,196.3 (2026)
Tax with assessments
2442
Listed
Sep 25, 2026
Days on market
3
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths0
3/4 baths1
Half baths0
1/4 baths0
BasementCrawl Space
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryMain Level
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
AmenitiesDeck
AccessibilityNone
Special featuresMain Floor Laundry

Exterior & lot

ExteriorVinyl
FoundationBlock
Foundation area864 sqft
Patio/porchDeck, Patio
Lot featuresTree Coverage - Light
ZoningResidential-Single Family

Utilities

Water sourceDrilled, Well
SewerCity Sewer/Connected
FuelPropane

Parking & garage

ParkingDetached Garage, Asphalt, Heated Garage, Insulated Garage
Garage spaces1
Garage size330 sqft

Financial details

Annual taxes$2,196.3
Tax year2026
Taxes w/ assessments2442
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District739 - Kimball
District number739
District phone3203985585
High schoolKimball
SODL flat fee brokerage
$8,250Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,250

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,279/mo
Principal & interest$1,971
Property taxes$183
Home insurance (est.)$125
%
$75,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

36849 657th Avenue, Watkins, MN, 55389

Listing information

MLS #NST7147503
StatusActive
Last updatedSep 28, 2026, 1:53 PM
Originally listedSep 25, 2026, 8:35 AM
Listing officeEdina Realty, Inc

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.