Sold / Closed
$565,000

Sold price · Closed Sep 16, 2026

$196/sqft

Deer Creek Crossing Five

3600 21st Avenue, Saint Cloud, MN, 56301
5  Bedrooms4  Bathrooms2,991  Square Feet0.53  Acres
Days on market15
Year built2006
Garage spaces3
TypeResidential
Est. $14,550buyer credit when you buy with SODL

About this home

Welcome to this extensively updated and beautifully remodeled executive-style home in one of St. Cloud's most desirable neighborhoods. Thoughtfully renovated inside and out, nearly every major surface, finish, and mechanical system has been updated, creating a home that shows like new while offering the charm of an established neighborhood. From the moment you enter, you'll appreciate the open floor plan, soaring ceilings, oversized windows, and stunning stone fireplace that anchors the spacious great room. The beautifully remodeled kitchen is the centerpiece of the home, featuring upgraded granite countertops, an expanded custom island, painted cabinetry, premium stainless appliances, reverse osmosis water filtration, wine refrigerator, and striking modern lighting. The spacious main-floor owner's suite includes an updated bath and generous walk-in closet, with an adjacent full-sized bedroom or office. The finished lower level with 9-foot ceilings offers exceptional entertaining space featuring a large family room, wet bar, an impressive 1,500-bottle wine cellar, and three additional spacious bedrooms providing exceptional flexibility for guests, home offices, fitness, hobbies, or multi-generational living. Outside, enjoy an extended maintenance-free deck and patio overlooking a beautifully landscaped backyard with mature trees, plus a large hot tub that creates a private retreat for relaxing or entertaining. Major recent improvements include a new roof, furnace, central air conditioning, upgraded kitchen appliances, and a professionally organized three-stall garage with custom cabinetry and storage, along with numerous additional updates throughout the home. Residents also enjoy access to an association swimming pool and the convenience of being just five minutes from Interstate 94 for an easy commute to the Twin Cities. Offering the style and updates buyers expect from new construction—combined with the character, mature landscaping, and beautiful established neighborhood that only an existing home can provide—this is a rare opportunity to own a truly move-in-ready executive home in one of St. Cloud's premier neighborhoods. Schedule your private showing today.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2006
LevelsOne
Living area2,991 sqft
Above-grade finished1,591 sqft
Below-grade finished1,400 sqft
Lot size0.53 acres (116x199)
Days on market15
ListedAug 6, 2026
MLS #NST7120052
CountyStearns
SubdivisionDeer Creek Crossing Five
Parcel #82464300106

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
3 full / 1 3/4
Heating
Forced Air, In-Floor Heating
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Dryer, Water Filtration System, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
3 spaces · 751 sqft
Parking features
Attached Garage, Concrete, Heated Garage, Insulated Garage
Patio & porch
Deck, Patio
Exterior features
Stone
Pool
Below Ground, Outdoor, Shared

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Brick, Frame
Foundation
Block · 1,591 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2006

Utilities

Water
City Water - In Street
Sewer
City Sewer - In Street
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Deer Creek Crossing Five
HOA
No HOA
HOA includes
Other
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$7,260 (2026)
Listed
Aug 6, 2026
Days on market
15
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths3
3/4 baths1
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Egress Window(s), Finished, Full
HeatingForced Air, In-Floor Heating
CoolingCentral Air
Fireplaces1
LaundryMain Level
AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Dryer, Water Filtration System, Microwave, Range, Refrigerator, Washer
AmenitiesDeck, Hardwood Floors, Hot Tub, Kitchen Center Island, Primary Bedroom Walk-In Closet, Patio, In-Ground Sprinkler, Tile Floors
AccessibilityNone
Special featuresMain Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area1,591 sqft
Patio/porchDeck, Patio
Lot featuresCorner Lot
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water - In Street
SewerCity Sewer - In Street
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Heated Garage, Insulated Garage
Garage spaces3
Garage size751 sqft

Financial details

Annual taxes$7,260
Tax year2026
Taxes w/ assessments7260
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$14,550Estimated buyer credit
SODL platform fee $3,000Your buyer credit $14,550

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,874/mo
Principal & interest$3,074
Property taxes$605
Home insurance (est.)$195
%
$117,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3600 21st Avenue, Saint Cloud, MN, 56301

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Listing information

MLS #NST7120052
StatusClosed
Last updatedSep 16, 2026, 4:25 PM
Originally listedAug 7, 2026, 5:05 PM
Listing officePatriots Choice Realty
Co-listing officePatriots Choice Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.