Sold / Closed
$600,000

Sold price · Closed Sep 18, 2026

$169/sqft

Deer Creek Crossing Five

3513 21st Avenue, Saint Cloud, MN, 56301
4  Bedrooms3  Bathrooms3,557  Square Feet0.36  Acres
Days on market68
Year built2005
Garage spaces3
HOA / month$600
TypeResidential
Est. $14,997buyer credit when you buy with SODL

About this home

From the moment you arrive, the grand front entrance with stately pillars and an inviting covered front porch sets the tone for the exceptional craftsmanship and timeless elegance found throughout this stunning home. Rich woodwork, luxurious finishes, soaring ceilings, and breathtaking views of the private backyard and wildlife sanctuary create an atmosphere that is both sophisticated and welcoming. The living room is the heart of the home, showcasing custom built-ins, a beautiful gas fireplace, coffered ceilings, and striking cherry wood beams that add warmth and architectural character. Just beyond, the dining area is accented by dramatic floor-to-ceiling wood beams, creating an elegant yet comfortable space for entertaining and everyday gatherings. Designed with both beauty and functionality in mind, the gourmet kitchen features granite countertops, a walk-in pantry, a complete appliance package, beverage center with beverage refrigerator, Wolf cooktop, built-in oven, and an informal dining area with direct access to the outdoor patio. The open layout seamlessly connects the kitchen to the main living spaces while showcasing picturesque views of the backyard, wetlands, and abundant wildlife. The main-level owner's suite is a peaceful retreat, offering tranquil backyard views, a spacious walk-in closet, and a spa-inspired bath complete with granite countertops, dual vanities, a soaking tub, tiled walk-in shower, and private water closet. A second main-floor bedroom provides the flexibility to serve as a nursery, home office, library, or sitting room. Additional main-level amenities include a spacious laundry room with custom cabinetry and newer washer and dryer, a mudroom with generous pantry storage, central vacuum, and both formal and informal dining spaces thoughtfully designed for comfortable everyday living and effortless entertaining. The walkout lower level is equally impressive, featuring in-floor heat throughout, a spacious family room with a cozy fireplace, wet bar, surround sound system, and abundant storage. Three generously sized bedrooms, each with walk-in closets, offer exceptional comfort and privacy for family and guests. A dedicated workshop adds even more versatility, making this level ideal for recreation, hobbies, entertaining, or multigenerational living. Step outside to enjoy the beautifully landscaped grounds featuring a maintenance-free deck, expansive patio, and a private backyard overlooking protected wetlands and a peaceful wildlife sanctuary. An oversized heated three-stall garage with epoxy flooring completes this remarkable property. As an added bonus, the neighborhood association offers access to a beautifully maintained outdoor swimming pool. Enjoy all the fun and relaxation of poolside living without the time, expense, or maintenance of owning one yourself—a true lifestyle enhancement for summer entertaining and family enjoyment. This extraordinary home perfectly blends luxury, comfort, exceptional craftsmanship, and thoughtful design with resort-style amenities and an unparalleled natural setting. It's more than a home—it's a lifestyle you'll love coming home to.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2005
LevelsOne
Living area3,557 sqft
Above-grade finished2,027 sqft
Below-grade finished1,530 sqft
Lot size0.36 acres (111X139)
Days on market68
ListedMay 26, 2026
MLS #NST7071097
CountyStearns
SubdivisionDeer Creek Crossing Five
Parcel #82464300113

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 half
Heating
Forced Air, In-Floor Heating
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Central Vacuum, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
3 spaces · 768 sqft
Parking features
Attached Garage
Exterior features
Stone, Metal
Pool
Shared
Lot size
0.36 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
ICFs (Insulated Concrete Forms) · 2,027 sqft
Year built
2005

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Deer Creek Crossing Five
HOA
$600/annual
HOA name
Deer Creek HOA
HOA phone
3202521978
HOA includes
Shared Amenities
School district
742 - St. Cloud

Financial & listing details

Annual tax
$8,338 (2026)
Listed
May 26, 2026
Days on market
68
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished, Full, Sump Pump
HeatingForced Air, In-Floor Heating
CoolingCentral Air
Fireplaces2
AppliancesAir-To-Air Exchanger, Central Vacuum, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Wall Oven, Washer, Water Softener Owned
DiningEat In Kitchen, Separate/Formal Dining Room
AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Paneled Doors, In-Ground Sprinkler, Vaulted Ceiling(s), Wet Bar, Walk-In Closet
AccessibilityNone

Exterior & lot

ExteriorStone, Metal
FoundationICFs (Insulated Concrete Forms)
Foundation area2,027 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces3
Garage size768 sqft

Financial details

Annual taxes$8,338
Tax year2026
Taxes w/ assessments8338
Assessment pendingNo
HOA fee$600
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$14,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $14,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,648/mo
Principal & interest$3,153
Property taxes$695
Home insurance (est.)$200
HOA fees$600
%
$119,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3513 21st Avenue, Saint Cloud, MN, 56301

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Listing information

MLS #NST7071097
StatusClosed
Last updatedSep 21, 2026, 8:41 PM
Originally listedMay 29, 2026, 12:00 AM
Listing officeRE/MAX Results
Co-listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.